Meet Our Team

Churchill Garter, MBA
Senior Financial Advisor
First Vice President - Investments
Churchill strives to help individuals and families build, manage, preserve, and transition their wealth through a holistic approach. He guides each client to create a tailored investment plan focusing on their objectives, both for today and for the future. Churchill wants each client to live the one life they have in the best way they can, achieving their desired goals and working to help reduce their investment risk.
He enjoys helping clients plan for their retirement, and advising what they should continue doing or what they may need to change in order to work towards achieving their goals. Churchill finds it rewarding to watch them engage in the process of planning for their today and their tomorrow. He builds long-term relationships with each client by listening to what’s most important to you. Armed with this information, Churchill makes recommendations that match your needs, and working together, create an investment plan designed to meet those needs. He believes that open lines of communication are key to building a relationship of trust, and he prides himself in delivering impeccable client service.
Churchill employs a comprehensive approach to each client’s personal situation incorporating a wide range of topics from life insurance and long-term care, liability management needs, and Social Security and Medicare eligibility. It is his goal to help ensure you are prepare for all of life’s events.
He earned his Bachelor’s degree from Randolph-Macon College and received his Master of Business Administration in 2005 from Strayer University.
Churchill is a Richmond native and spending time with his family is his biggest priority. Together they capitalizes on the adventures available on and around the James River. Whenever possible you can find Churchill and his family enjoying a variety of activities from kayaking, hiking, running, sailing, skiing, and playing golf. They also have a shared passion for baseball and soccer and are up for anything—just watching or actually playing. He truly loves everything that Richmond offers and would not want to live or work anywhere else.
Certificates
MBA

Apryl K. Halstead
Senior Financial Advisor
Associate Vice President – Investments
Apryl’s mission as a Financial Advisor is to provide clients with targeted, comprehensive financial advice and portfolio strategies, delivered with personal service and professional integrity.
As a former small-business owner, she enjoys helping run the team and giving input on strategic planning and business development.
Apryl purchased her first business in 1983, and first worked within the financial services industry in the early 1990s. She has owned four businesses throughout her career, as well as being a licensed real estate broker. Although in her current role she cannot offer these services, the experiences provide a personal level of expertise and empathy for her clients.
She joined our Wells Fargo Advisors team when Senior Financial Advisor, Bryan Halstead, asked her to come onboard to focus on growing the business as a Marketing Client Associate. In addition to developing the team, she found her next career and became a Financial Advisor.
Apryl works with her clients to develop goals and execute investment plans as they transition between different life stages. Whether you are a young professional just learning to manage your financial resources, or a client in midlife laying the groundwork for retirement, or an elder planning on behalf of beneficiaries, Apryl is ready to meet and offer the guidance you need as you look to the future.
Away from the office, Apryl enjoys serving as chapter head of “The W Source", a growing national network of dedicated professional women designed to facilitate collaboration through local community connections, particularly of women who are suddenly single through divorce or becoming widowed. She also enjoys reading, writing, painting, and spending time with her family, which includes six adult children five of which are married and fifteen grandchildren.

Bryan R. Halstead
Senior Financial Advisor
Managing Director - Investments
Bryan’s mission is to provide you with targeted, comprehensive financial advice and portfolio management – delivered with the highest level of personal service and professional integrity.
For more than three decades, Bryan has helped clients address their financial concerns and develop sound investment strategies by focusing on each individual’s specific needs. Bryan is dedicated to delivering the personalized investment planning services you deserve. He hopes his extensive experience and knowledge gives his clients comfort in their pursuit of financial security.
Bryan follows a four-step process to tailor a customized investment plan. First, he will meet with you to establish your goals and collect the background information needed to build your plan. Once he has developed a comprehensive plan, you will review it together to confirm your goals and resolve any questions you may have. Next, Bryan will examine specific investment recommendations, and, with your approval, he will put your plan into action. Throughout your relationship, Bryan can meet with you to maintain your plan with evaluations and rebalancing of allocations in your portfolio based on your goals as well as in response to market fluctuations.
One of the things Bryan enjoys most about his role is sharing ideas. He listens to each client’s needs and desires on a personal and financial level. Whether you are planning for college costs, investing to create wealth or choosing a retirement program, he is committed to offering you the integrated financial strategies that are designed to help you reach your financial goals. Bryan was named 2007 - 2025 Wells Fargo Advisors Platinum council consecutively. The Platinum Council distinction is held by a select group of Financial Advisors within Wells Fargo Advisors as measured by business production from the previous year and professionalism. The Platinum Council distinction is held by a select group of Financial Advisors within Wells Fargo Advisors as measured by one or more of the following: completion of educational components, business production from the previous year, and professionalism. Additional consideration may have included best practices and team structure.
Outside of the office, you’ll find Bryan, well, outside. He is a runner who’s completed several half-marathons and one full, as well as many shorter races. Bryan also enjoys hiking, camping and other travel, especially with his large family.

Robert Read
Wealth Planning Consultant
Email Address
Robert.Read@wellsfargo.comPhone Number
(804) 697-6901Since 2018, Robert Read has been the point of contact for clients, helping clients navigate common questions and requests to major life changes. Throughout the years Robert has built a deep and professional relationship with our clients. Prior to joining our team, Robert worked alongside his father who was a veteran advisor for 35 years. It is with this wisdom and knowledge that Robert now serves as our teams, Wealth Planning Consultant. He is available to service our clients as an additional resource to help them achieve their financial goals.

Whitney Garcia
Marketing Client Associate
Email Address
Whitney.Garcia@wellsfargo.comPhone Number
(804) 697-6767Whitney Garcia, Marketing Client Associate joined the team in October 2021. Daily, she serves as our first point of contact for clients—scheduling appointments, directing clients to the right person and helping the team execute our processes. Additionally, she is responsible for developing our marketing materials, maintaining our social media presence and client events.
Denise Walters
Registered Client Associate
Email Address
Denise.Walters@wellsfargo.comPhone Number
(804) 697-7692Supporting the advisors is Denise Walters, Registered Client Associate, who joined the Team in August 2025. Denise has been with Wells Fargo Advisors since 2002, serving in various roles throughout her career. She has brought this industry knowledge to provide the highest quality of service to our clients. Denise will be the primary point of contact for your administrative and operational needs.