WEBVTT 00:00:04.366 --> 00:00:05.966 Whether you're stepping into the corporate world 00:00:05.966 --> 00:00:07.266 for the first time, 00:00:07.266 --> 00:00:09.566 aiming for a promotion with new perks, 00:00:09.566 --> 00:00:11.133 or considering a job change, 00:00:11.133 --> 00:00:12.433 comparing benefits 00:00:12.433 --> 00:00:14.766 packages is a crucial part of your decision 00:00:14.766 --> 00:00:16.500 making process. 00:00:16.500 --> 00:00:17.966 On the surface, 00:00:17.966 --> 00:00:19.800 benefits such as stock compensation 00:00:19.800 --> 00:00:23.533 may appear to be an apples to apples comparison. 00:00:23.533 --> 00:00:25.766 But often, it's not. 00:00:25.766 --> 00:00:28.566 The devil is in the details. 00:00:28.566 --> 00:00:29.833 Since stock compensation 00:00:29.833 --> 00:00:33.400 and other benefits can be a material part of your pay, 00:00:33.400 --> 00:00:36.000 it is important to understand the nuances. 00:00:36.000 --> 00:00:37.166 For example, 00:00:37.166 --> 00:00:38.700 vesting schedules, 00:00:38.700 --> 00:00:39.966 how stocks are awarded, 00:00:39.966 --> 00:00:43.100 and their terms can differ drastically, 00:00:43.100 --> 00:00:47.300 even among competing firms in the same industry. 00:00:47.300 --> 00:00:49.833 Employees inadvertently leave money on the table 00:00:49.833 --> 00:00:52.000 by making employment decisions 00:00:52.000 --> 00:00:55.033 without understanding how that affects their benefits. 00:00:55.033 --> 00:00:57.066 And we're only scratching the surface. 00:00:57.066 --> 00:00:59.166 There are HSA accounts, 00:00:59.166 --> 00:01:02.900 401(k)s, Roth accounts, and more. 00:01:02.900 --> 00:01:05.000 Finding the right benefits package 00:01:05.000 --> 00:01:07.033 can make a substantial difference 00:01:07.033 --> 00:01:09.366 in your financial well-being. 00:01:09.366 --> 00:01:11.100 Having financial professionals 00:01:11.100 --> 00:01:12.733 that understand the nuances 00:01:12.733 --> 00:01:13.966 and complexities 00:01:13.966 --> 00:01:15.533 of employee benefit packages 00:01:15.533 --> 00:01:18.700 can help you not leave money on the table. 00:01:18.700 --> 00:01:20.600 Give us a call, 00:01:20.600 --> 00:01:22.566 so we can dive into the fine print, 00:01:22.566 --> 00:01:24.733 understand your tax implications, 00:01:24.733 --> 00:01:27.833 and make the most of the resources available to you. 00:01:27.833 --> 00:01:30.600 Your financial future may depend on it. 00:01:30.600 --> 00:01:33.600 Your time is precious. Let's make it count.