We’ve been in the industry long enough to understand that no client has the exact same needs as their peer, neighbor, or relative. We also understand that different life events and stages of life often require a change in priorities and a need for specialized financial guidance. Our advisors are ready to learn more about your needs, and connect you to appropriate resources in an effort to help you breathe a sigh of relief.
Retirement Planning | We’ve designed our retirement planning services to help you identify your specific goals for retirement and develop a plan to help you achieve them. We assist in managing all aspects of your transition from working to retirement, such as balancing the need for a predictable cash flow and your desire to leave a legacy. You also have the flexibility to adjust your plan, as necessary, to financially support your desired pre- and post-retirement lifestyle.
Investment Planning | We are committed to providing you with informed perspectives and tailored approaches to your needs and challenges. As your trusted advisors, we begin with a deep understanding of your ﬁnancial priorities and then apply appropriate ﬁnancial strategies in an effort to help. Together, we can explore your needs regarding wealth planning as we work to help you build, manage, preserve, and transition your wealth.
Tax Efficient Planning | When looking at asset allocation – the ratio of stocks, bonds, cash, and other investments – we are aiming to balance risk with reward in the short-term, while also wanting to meet your long-term goals. The tax landscape is always evolving, and it’s our job to coordinate with your outside professionals in effort to help you make the most of your investments.
Asset Allocation | We customize your asset allocation to match your Envision® plan’s objectives utilizing tactical asset allocation models. Our portfolios utilize three general asset classes: fixed income, equities, and real assets. Allocations can be modified from the allocation models if the portfolio manager believes the variation would be in your best interest. Click here to learn more about the Envision planning process.
Education Funding | We want all future generations to build on the wealth and successes of those generations who came before them, and we believe that starts with a robust education. When it comes to our clients’ families, we place a great deal of importance on helping achieve specific education-funding goals. Our clients treasure their children and grandchildren, and thus they will continue to be a priority for our team as well.
Socially Responsible Investing | Though once thought of as a niche corner of the financial services industry, the idea of aligning an investor’s portfolios with their principles is now more mainstream – and for good reason. A growing number of our clients are asking for investments that also mirror their personal convictions – or at the very least, achieve a broader impact on their community – while simultaneously meeting financial objectives. Thankfully, a broad array of options now exists for clients to invest in companies they believe in, avoid companies they don’t, and participate in strategies that aim to mitigate environmental, social, and governance (ESG) risks.
It’s a time for travel, bucket lists, and seeing your family more often – but there’s still a lot to consider. Our team can help you with your transition and make sure it’s as fruitful and enjoyable as you’ve always imagined it would be. Your decisions now will continue to impact you, your spouse, and future generations, and we believe our knowledge of your next steps in retirement can help make that impact truly positive.
No matter how far off retirement feels to you, it’s never too late to prepare for it – and that can mean a lot of different things. And beyond your own household, you are likely concerned with aging parents or in-laws, asking yourself what you can do to help them. We welcome you to engage with us and further discuss our planning process.
Though you’ve made a career for yourself in a company and are working hard to increase your wealth, there’s still plenty to consider. For instance, you may have started a family and want to make sure that they are protected – that you’ll be able to provide for them as they continue to grow. We can sit down with you and your loved ones to begin developing a comprehensive plan and establish a tax-efficient investment strategy.
Wells Fargo Advisors Financial Network is not a legal or tax advisor.
As someone who may be recently married or have received their first job promotion, you’re looking to make sure that you’re on the path to creating long-term wealth. With a lot of major purchases on the horizon, you’re in search of advice on understanding where your money is going, how to effectively manage your debt and how you can plan to afford the lifestyle that you want.