A Firm Foundation

Two Decades of Doing Things Differently

We didn't set out to build just another wealth management firm.  We set out to solve a problem we kept seeing: brilliant, busy people who had achieved remarkable success but felt overwhelmed by the complexity that success brings. 

Over the years, we've assembled a team of what we call "professional learners" - financial advisors who dig deeper, ask better questions, and aren't satisfied with surface-level solutions. When we moved to Wells Fargo Advisors in 2014 it was about finding a platform that could match our ambitions for what comprehensive wealth planning should really mean. 

Today, we're among a select group of Charlotte teams qualified to run discretionary investment management portfolios on the PIM platform.  But what we're most proud of? The fact that after 20 years, our mission remains beautifully simple: do our jobs so well that our clients can't help but tell other about us. 

And they do. 

Alluvium

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The Alluvium Team

Greg Talbot | Private Wealth Financial Advisor - Managing Director - Investments

Greg Talbot joined Wells Fargo Advisors from Merrill Lynch, where he was a First Vice President – Investments and Senior PIA Portfolio Advisor. After majoring in Finance at The University of Georgia, Greg began his career at Merrill Lynch in 1995, joining his father, Lee, who worked as a Financial Advisor at Merrill Lynch for 35 years.

Greg and his wife, Johanna, live in the Sedgefield neighborhood and enjoy spending time with his twin daughters, Kearny and Eagan, and two bulldogs, Diesel and Hudson. In his spare time, Greg is active with the Charlotte Chapter of the University of Georgia Alumni Association and the local soccer community.

Will Beard, CIMA® | Private Wealth Financial Advisor - Managing Director – Investments

Will Beard joined Wells Fargo Advisors in 2014 from Merrill Lynch, where he was a First Vice President – Investments and a PIA Portfolio Manager. Will began his career at Merrill Lynch in 1999 after majoring in Finance at NC State University. He holds the Certified Investment Management Analyst (CIMA®) Certification from the Wharton School of Business at The University of Pennsylvania.

Will and his wife, Stacy, live with their two sons, Drew and Jack, in Cotswold, where they are members of Myers Park Presbyterian Church. In his spare time, Will is President of The Spokes Group, a non-profit organization founded by his father, Andy, to provide underprivileged children with bicycles at Christmas.

Nick Langrall | Senior Financial Advisor - Managing Director – Investments

Nick Langrall joined Wells Fargo Advisors in 2014 from Merrill Lynch, where he was a Vice President and Senior PIA Portfolio Advisor. Nick joined the Corporate and Institutional Advisory Group at Merrill Lynch in 2007 after majoring in Economics and Business Administration at Wake Forest University and Queens University of Charlotte, and he then transitioned to Private Wealth Management in 2009. His wife, Christina Langrall, is the Senior Director – Investments at Lennar Multifamily Communities.

Nick and Christina live with their sons, Fulton and Lawson, in the Myers Park neighborhood with their two dogs, Bo and Dixie. They are members of Myers Park Presbyterian Church and are active supporters of Thompson Child & Family Focus, The Fort Sumter Trust, and The Billfish Foundation.

Tim Ferguson | Senior Financial Advisor – Senior Vice President - Investment

Tim Ferguson joined Wells Fargo Bank in 2007 from The Ayco Company, L.P., a Goldman Sachs Company, where he was a financial analyst specializing in private wealth management. At Wells Fargo Bank, he was a Wealth Planner in The Private Bank for 10 years, focusing on high-net-worth individuals and corporate executive clients, before transitioning to Wells Fargo Advisors and joining the group as a Vice President – Investments and Financial Advisor in 2016. He graduated from Miami University with a Bachelor of Science degree in Finance.

Tim lives with his wife, Kaitlin, and their son, Reggie, in the Chantilly neighborhood. Tim is active in the triathlon and soccer communities in Charlotte, and he is an avid sports fan.

Ashley Robinson | Registered Client Associate

Ashley Robinson joined Wells Fargo Advisors in 2022 and is excited to begin a new career in finance. Previously Ashley was a math and science teacher for 8 years in Charlotte-Mecklenburg Schools.  She majored in Elementary Education at the University of North Carolina at Charlotte.  Ashley is committed to providing clients with a friendly and positive experience and looks forward to building strong client relationships. 

Ashley and her husband, John, live in Mint Hill with their two daughters, Makenzie and Kadence, where they are active members of the community.  They are members of the Mint Hill Lions Club and The Mint Hill Chamber. In her free time Ashley enjoys traveling, hiking, kayaking, watching sports and spending time with family and friends.

Kris Margerum | Registered Client Associate

Kristopher Margerum joined Wells Fargo Advisors in 2021. He first began his career with Wells Fargo Advisors as a Financial Relationship Advisor for our Digital and Automated Investing division. He is originally from Northern Virginia just outside of Washington D.C. Kristopher graduated from James Madison University with a degree in Finance.

 

Kristopher lives just outside uptown Charlotte in the NoDa area. In his free time, he enjoys attending live events, watching sports, boating on Lake Norman, golfing, and continuing to explore North Carolina with his Siberian Husky Kaiya.

Expanding What's Possible

Our Mission

To manage wealth with such thoughtfulness and precision that our clients not only achieve their goals, but gain the confidence to pursue possibilities they hadn't imagined.

The Future of Wealth Management

Our Vision

To redefine wealth management in Charlotte by proving that when advisors invest in continuous learning and personal accountability, clients can achieve extraordinary outcomes. 

Our Core Values

We believe expertise is earned daily, not claimed once.  Every market shift, every client situation, every new challenge is an opportunity to learn something that makes us better advisors than we are today. 

We believe that the best solutions come from understanding the whole story.  We ask the uncomfortable questions and dig deeper because that's where real planning begins.

Partnership works best when it's honest. The Guidance you get from us is clear and straightforward, even when the truth is difficult.  Because real trust lasts longer than easy answers. 

We believe the best outcomes emerge when diverse perspectives unite around a common purpose. Every team member brings something vital to your success, and we feel every client benefits from our combined wisdom.