The Three Principles of Wealth Management

We help our clients with the three principles of wealth management: (1) the creation and growth of wealth, (2) the preservation of wealth, and (3) the planning and distribution of wealth in a tax-advantaged, estate plan-ready manner.

Services and Solutions

We take a holistic approach to serving clients, going beyond specific investment products to truly serve the comprehensive needs of every client and their particular circumstances. We have access to the various resources of Wells Fargo and its affiliates, who provide our clients with wide-ranging client solutions, and insights for every stage of a client's life.

Taking care of your family and other people in your life

  • Trust and Estate Services 1
  • Education Funding Strategies
  • Insurance 2

Planning for healthcare expenses now and in the future

  • Long-Term Care Insurance 2
  • Health Savings Account
  • Disability Insurance 2

Through our Wells Fargo affiliates, you have access to lending products, including: 3

  • Securities-Based Financing
  • Residential Mortgages
  • Home Equity Financing
  • Business Financing
  • Credit Cards

Working in retirement, selling, or starting a business

  • Access to Lending Products and Services through Wells Fargo Affiliates 3
  • Exchange Funds
  • Concentrated Stock Management
  • Succession Planning

Volunteering, mentoring others, and giving to charities 1

  • Donor-Advised Funds
  • Private Foundations
  • Charitable Trusts

Using your finances to bring it all together

  • Investment Advisory Accounts
  • Alternative Investments 4
  • Exchange-Traded Funds
  • Mutual Funds
  • Closed-End Funds
  • Fixed Income Products
  • Options 5
  • Annuities
  • Market-Linked Investments
  • Liability Management
  • Online Account Access
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Fees for the PIM program include Advisory services, performance measurement, transaction costs, custody services and trading. Fees are based on the assets in the account and are assessed quarterly. There is a minimum fee of $250 per calendar quarter to maintain this type of account. The fees do not cover the fees and expenses of any underlying packaged product used in your portfolio. Advisory programs are not designed for excessively traded or inactive accounts, and are not appropriate for all investors. During periods of lower trading activity, your costs might be lower if our compensation was based on commissions. Please carefully review the Wells Fargo Advisors advisory disclosure document for a full description of our services, including fees and expenses. The minimum account size for this program is $50,000. Advisory products are not designed for excessively traded or inactive accounts and are not appropriate for all clients. You must have a reasonable basis to believe that the specific program, investment manager or strategy you recommend is appropriate for the particular client based on that client's investment profile, which takes into account, among other things, the client's investment objectives, investment experience, time horizon, liquidity needs and risk tolerance. You and your client should carefully review the Wells Fargo Advisors Disclosure Document associated with the program for a full description of our services, including fees and expenses and those fees or expenses that may be excluded. The minimum account size for these programs is between $10,000 and $2,000,000 depending on the program or strategy selected. If the program involves mutual funds or exchange-traded funds, your clients should consider that product's investment objectives, risks, charges and expenses carefully before investing. Prior to recommending and opening advisory program accounts, Financial Advisors must be properly registered in their state of business state.

Wells Fargo Advisors is not a legal or tax advisor. However, we will be glad to work with you, your accountant, and or lawyer to help you meet your financial goals. Any estate plan should be reviewed by an attorney who specializes in estate planning and is licensed to practice in your state. 

1 Trust services are available through banking and trust affiliates in addition to non-affiliated companies of Wells Fargo & Company. Wells Fargo Advisors is not a legal or tax advisor. However, we will be glad to work with you, your accountant, tax advisor and or lawyer to help you meet your financial goals. Any estate plan should be reviewed by an attorney who specializes in estate planning and is licensed to practice in your state.

2 Insurance products are offered through nonbank insurance agency affiliates of Wells Fargo & Company and are underwritten by unaffiliated insurance companies.

3 Lending and other banking services available through Wells Fargo Advisors (NMLS UI 2234) are offered by banking and non-banking susidaries of Wells Fargo & Company, including, but not limited to Wells Fargo Bank N.A. (NMLSR ID 399801), Member FDIC, and Wells Fargo Home Mortgage, a division of Wells Fargo Bank, N.A. certain restrictions apply. Programs, rates, terms, and conditions are subject to change without advance notice. Products are not available in all states. Wells Fargo Advisors is licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act and the Arizona Department of Financial Institutions (NMLS 0906158)

Wells Fargo Clearing Services, LLC, holds a residential mortgage broker license in Georgia and is licensed as a residential mortgage broker (license number MB2234) in Massachusetts. Equal Housing Lender.

4 Alternative investments carry specific investor qualifications which can include high income and net-worth requirments as well as relatively high investment minimums. Available to pre-qualified investors only.

5 Investors should not buy options unless they are prepared to lose the total amount of premiums and commissions paid. Investors should not sell covered call options unless they are prepared to deliver the related securities at the strick price upon exercise of the option.