Some of the emotional reactions might include not establishing objectives, not adjusting to market cycles, and participating in too many or too few investments. My goal is to help investors avoid these common mistakes and build strong portfolios.
Ben Chuckrow believes that long-term investment planning is the key to helping his clients achieve their financial goals. He begins each client relationship with an in-depth consultation about their expectations, hopes and dreams, and then he leverages the vast resources of Wells Fargo Advisors to identify a strategy for potential long-term success.
"The first thing I do for my clients is to help them identify their short- and long-term goals. Together, we develop an investment plan that incorporates the client’s investment objectives and perspectives about risk, and then we discuss specific recommendations to help achieve those goals," Ben said.
"I believe that the best investment plan is both effective and comfortable. I help clients understand the role of stocks in their portfolio and set realistic expectations for growth. I carefully monitor my clients’ portfolios and recommend adjustments as necessary. I believe that careful monitoring is a key to success—especially during times of volatility and market uncertainty."
Ben draws on his two decades in the financial services industry as a value investor to assist clients in all aspects of their financial decisions. Whether stocks, bonds, mutual funds, annuities, insurance, commodities/futures or any other financial instrument are being considered, Ben believes that assessing value is crucial in understanding the potential for growth and assessing risk.
"Your investment plan must consider your goals, hopes, and future plans," Ben said. "Being able to do the things that are important to you is one of the key benefits of investment planning. I can help you start your investment plan by taking an objective look at where you are financially right now. By starting your planning now, you can be one step closer to achieving your financial goals."
In addition to traditional brokerage services, Ben offers four types of value-added programs:
Monitored accounts in which Ben makes investment recommendations while you make the final decisions. You also receive a written performance report quarterly.
Managed accounts that allow you to choose an outside professional investment manager from an extensive list. You also receive a quarterly performance report.
Professionally managed accounts where Ben helps you select, from a group of well-known managers, a manager best suited to your investment objectives and risk tolerance.
Model portfolios that select from an extensive universe--including to provide a portfolio suited to your investment objectives, along with performance monitoring and recommendations as needed.