Thomas Zamani began his career in financial services in 2007 with Bank of America/Merrill Lynch, where he quickly advanced to Assistant Vice President; Banking Center Manager. After several years in management, he transitioned into advisory services as a Vice President; Financial Solutions Advisor. In 2017, Thomas partnered with Matt Coiner, Managing Principal at Wells Fargo Advisors. Then, in 2024, they took their practice to Wells Fargo Advisors Financial Network, co-founding Coiner Zamani Wealth Management.

Thomas has extensive experience in portfolio, liability, and risk management, as well as access to trust and estate fiduciary services through Wells Fargo affiliates. He is dedicated to helping clients simplify their finances, grow their wealth, and plan for a secure future.

Originally from New Jersey, Thomas moved to California in 1998 and now resides in Menifee with his girlfriend, Miriam, and 14-year-old daughter, Tiffany. In his spare time, he enjoys golfing, bowling, exploring new places, listening to music, and spending time with family and friends.

CA Insurance License Number : 0k02541 ; Resident State CA

With over 26 years of experience in the financial services industry, Matthew D. Coiner is the Managing Principal and PIM Portfolio Manager at Coiner Zamani Wealth Management. His experience navigating diverse market conditions has shaped his approach to helping clients build long-term financial security. Matt earned his Chartered Retirement Planning Counselor (CRPC®) designation in 2008, which has deepened his expertise in retirement planning and wealth management.

Matt began his financial career in 1999 at Merrill Lynch. In 2009, he joined Wells Fargo Advisors, where he held roles as both Branch Manager and Financial Advisor. In 2024, Matt transitioned to Wells Fargo Advisors Financial Network in Murrieta and co-founded Coiner Zamani Wealth Management. This move gave him the flexibility to focus on creating customized financial strategies for his clients. With his transition to Private Investment Manager, Matt is eager to take a more hands-on role in shaping his clients’ financial futures with thoughtful, customized investment strategies.

Outside of work, Matt enjoys time with his wife, Johnna, of 36 years, and their two adult daughters. He stays active through running, hiking, and traveling.

CA Insurance License Number : 0C73236 ; Resident State CA

The PIM program is not designed for excessively traded or inactive accounts and is not appropriate for all investors. Please carefully review the advisory disclosure documents for a full description of our services. The minimum account size for this program is $50,000.

Eric Kravats began his financial career in 2018 at Merrill Lynch/Bank of America, specializing in process optimization, client relations, and risk management. In late 2024, Eric joined Coiner Zamani Wealth Management, where he serves as the Operations Manager and first point of contact for clients, striving to create a welcoming and positive experience for everyone.

Originally from Connecticut, Eric relocated to California in 2005, where he and his wife, Kaely, began their family and are now proud parents of two beautiful children. Outside of work, Eric enjoys spending time with his family, cooking, and staying active through sports and outdoor activities.