Investing is about more than achieving financial goals. Investments should also reflect the social, environmental and corporate governance issues that matter most to you. My integrated approach to investment management is based on the same underlying foundation of stewardship.
1. Strategies are plan based and goal driven
2. Portfolios should reflect investors’ appetite for risk, their life aspirations and their values
3. The dominant factor in long-term, real –life returns is investor behavior
4. Environmental, Social & Governance (ESG) factors impact risk and reward
5. Disciplined diversification reduces volatility
The process starts with the Envision® Planning tool. Envision allows me to determine your personalized strategic asset allocation taking into account your risk profile, goals, assets, income sources as well as the expected impact of income and estate taxes. Envision also allows me to stress-test your personalized allocation under various market scenarios and economic conditions.
Effective stewardship means a commitment to you to be intentional about incorporating your values into your investments. Our process seeks to create goal driven portfolios to meet your financial needs, align with your risk profile and reflect your values. Environmental, social and governance (ESG) considerations are an essential aspect of our investment management process. We consider a wide range of options to employ a core+satellite approach using both passive and active investment management styles. We believe prudent strategies incorporate disciplined diversification across all global asset classes and within each asset class.
I collaborate with the Wells Fargo Investment Institute (WFII) to develop customized, cost-effective investment portfolios and wealth management strategies to support your plan. I draw on their subject matter experts in global macro-economic analysis, capital market assumptions and allocation methodology. They also provide tactical investment strategies, objective asset manager research/due diligence and, in some cases, portfolio management. Leveraging the expertise of WFII allows me to focus on other critical aspects of investment like asset location, tax efficiency and methodical rebalancing.
Life happens and we work with you to help track your progress toward reaching your goals and making adjustments as needed.
"The person who starts simply with the idea of getting rich won’t succeed: you must have a larger ambition” – John D Rockefeller
Wells Fargo Investment Institute, Inc. is a registered investment adviser and wholly-owned subsidiary of Wells Fargo Bank, N.A., a bank affiliate of Wells Fargo & Company.
Wells Fargo Advisors is not a tax or legal advisor.