Planning Services

Planning Services

As part of our stewardship of your planning, we coordinate many different strategies to help address your needs.

Investment Management

  • Goals-based strategies

  • Environmental, responsible, sustainable governance (ESG) investing

  • Risk profile assessment

  • Rebalance strategies

  • De accumulation strategies

  • Investor behavior coaching


Planning For Diverse Communities

  • LGBTQ couples and families

  • Minority

  • Domestic partners and families

  • Extended families


Life Transition Strategies

  • Death of a loved one

  • Job change

  • Coping with illness

  • Marriage

  • Birth of a child

  • Retirement

  • Sudden income

  • Divorce


Education Planning

  • Education savings strategies

  • Invest for children or grandchildren

  • Identify suitable tax-advantaged investments

Retirement Planning

  • Social Security claiming strategies

  • Retirement plan investments

  • Retirement plan distributions

  • Retirement income strategies

  • Stock option grants or restricted stock

Wealth Preservation Strategies

  • Types of ownership; beneficiary designations

  • Wealth preservation strategies

  • Family wealth planning with next generation


Personal Risk/Family Security Generation

  • Adequate insurance protection

  • Management plan for incapacity/disability

  • Healthcare expense planning

  • LTC strategies


Income Tax Planning

  • Asset location strategies

  • Identify tax-efficient portfolio strategies

  • Manage capital gains, losses, and alternative minimum tax (AMT) exposure

  • Roth conversions

  • Retirement plan distribution strategies

As a Wells Fargo Advisors client, you have access to Wells Fargo affiliate products and services such as Wealth Planning, Private Banking, Trust and Fiduciary Services, and insurance as well as various customized and more traditional lending products.


Charitable And Community Giving

  • Discuss various charitable techniques

  • Explore strategies to instill philanthropic values in the next generation


Cash Flow/Cash Reserve

  • Emergency funds

  • Cash alternatives


Planning For Business Owners

  • Consider personal objectives in the framework of business objectives

  • Discuss various risk mitigation techniques

  • Business retirement plans