Working with Individuals & Families

We are passionate about efficient wealth creation and distribution strategies to ensure you can live the retirement you deserve while passing down your family values and wealth to your future generations. Through coordination, collaboration with other professionals including legal and tax professionals we work with you to facilitate the next “greatest generation”:

  • How do we put together a legacy plan for our children and grandchildren?
  • How do we position our investments to maximize income without taking too much risk?
  • How do we make sure our estate plan represents our wishes and minimizes our tax burden?
  • How do we plan for my next chapter when we may need help or assistance?
  • How do we incorporate charitable gifting and bequests into our planning?
  • How do we foster sound family financial values across generations?

 
 

Wells Fargo Advisors and its affiliates do not provide legal or tax advice. Any estate plan should be reviewed by an attorney who specializes in estate planning and is licensed to practice law in your state.

With retirement approaching, plans must be adjusted to protect your assets and strategies put in place to provide you with the retirement income that will allow you to live out your retirement as planned. We work with our clients to help them address many important questions as they approach retirement:

  • As we approach retirement, how should we adjust our investment strategy and savings plan to optimize income in retirement?
  • How do we incorporate the timing and options of pension and social security income streams into our planning?
  • How do we prepare for health care costs in retirement?
  • How do we reduce market volatility as we approach retirement?
  • How do we incorporate the effects of inflation on our retirement spending needs?
  • How do we prioritize our goals and ideal retirement scenario into a cohesive retirement plan?

There are many important transitional events that families experience including: marriage, divorce, career change, children, retirement, purchase of a home, education and more.  These events represent the joys and challenges of life and with a vested interest in our client long-term success we work diligently to ensure our client are prepared to meet life's transitions:

  • How much do we set aside for our child or grandchild's education?
  • How much do we need to be setting aside for retirement now?
  • How will a job change at this point in our career effect our retirement planning?
  • Can we afford to have a second home?
  • What insurance coverages do we need to protect our family and assets?
  • How do I create a new roadmap for my own retirement after divorce?
  • When is the best time to refinancing or upgrade our home?