Critical Wealth Planning Needs


We are committed to providing you with informed perspectives to help you meet your needs and challenges. As your trusted advisor, we begin with a deep understanding of your financial priorities and then assist you with the appropriate financial products to help achieve your financial goals. Together, we can explore your needs as we work to help you build, manage, preserve, and transfer your wealth.

Your Investment Plan

  • Assess you risk tolerance  
  • Rebalance or reposition assets as needed 

Retirement assets and company benefits

  • Retirement plan investments
  • Stock option grants or restricted stock 

Personal risk/family security generation

  • Adequate insurance protection
  • Management plan for incapacity/disability 

Cash flow / cash reserves

  • Emergency funds
  • Cash alternatives 

Education Planning

  • Invest for children or grandchildren
  • Identify suitable tax-advantaged investments


Wealth preservation strategies

  • Types of ownership; beneficiary designations
  • Wealth preservation strategies 

Income tax Planning

  • Identify tax-efficient portfolio strategies
  • Manage capital gains, losses, and alternative minimum tax (AMT) exposure 

Charitable and community giving

  • Discuss various charitable techniques
  • Explore strategies to instill philanthropic values in the next generation
 

Planning for Business Owners

  • Consider personal objectives in the framework of business objectives
  • Discuss various risk mitigation techniques
 

Access to Banking and Lending Services Through Wells Fargo affiliates