Wealth Management Services

We offer a wide range of financial products and services to individuals and business owners. By combining these products and services with sound financial advice, we believe you will be better able to identify your goals and make informed decisions to help reach them.

Education Funding

We provide analysis to enable you to determine approximate costs and identify the best tax-advantaged funding solution, whether a 529 Plan, an Education IRA (also known as Coverdell), a custodial account, or another method.

Retirement Planning Services

Our retirement planning services are designed to allow you to identify your specific retirement goals and develop a plan to help you achieve them. We assist in managing all aspects of your transition from working to retirement, such as balancing the need for cash flow and your desire to leave a legacy. You also have the flexibility to adjust your plan as necessary to financially support your desired pre- and post-retirement lifestyle.

Business Advisory Services

We work with you and your other professional advisors to assess your unique situation and recommend investment strategies that seek to increase your business valuation and personal net worth. If you’re growing, buying or selling a business, we will explain the wide scope of alternatives and assist you in making complex investment decisions.

Tax Planning Strategies

While there are many different tax management strategies to consider, such as tax-loss harvesting, charitable giving, exemptions and deductions, the ideal place to start is determining the changes that will be best for your overall portfolio. With your overall portfolio strategy and long-term objectives in full context, there are several sound tactics you can use to seek to minimize tax liabilities. Our team will provide you with an independent investment perspective on various tax and estate strategies you may be considering and refer you to qualified tax specialists. We also suggest talking to your tax advisor.

Estate Investment Planning Strategies

We will review your current estate plan to ensure it is up to date and properly structured to protect you, your family and your wealth. This includes planning for the successful transfer and distribution of your assets so you know your wishes will be followed. Our team will help you integrate your investment and estate plans, or evaluate potential strategies from a tax perspective as a component of wealth transfer planning.

Employee and Executive Benefits

A proper benefits plan is an important recruiting and retention tool. We help you review the benefits your business offers – including retirement, healthcare, stock incentive plans, nonqualified deferred-compensation plans and employee-retention strategies – from the perspective of both employer and employee.

Risk Management

Insurance protection is a crucial component of a comprehensive, long-term investment plan. Because your financial future depends on a variety of uncontrollable circumstances, we provide you with access to a wide range of insurance coverages that can protect your financial security by helping with unforeseen costs and losses. These include disability, life and long-term care insurance. We will also review your existing insurance policies.