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79% of Americans agree they would benefit from having basic financial education and information. Source: The 2018 Consumer Financial Literacy Survey, The National Foundation for Credit Counseling

Welcome to our research center! We've put together a library of information on important financial topics that we believe you'll find helpful.

Simply click on one of the general financial topics below and you'll find a selection of easy-to-understand information sheets about related financial concepts and strategies. This information is updated regularly to reflect the latest facts, figures, legislation, and economic trends.

Risk Management

Life Insurance for Business Owners

Company-owned life insurance is one way to help protect a business from financial problems caused by the death of a key employee.

Split-Dollar Life Insurance

Split-dollar life insurance is an arrangement to purchase and fund life insurance between two parties.

Business Owner Policies

A business owner policy is an insurance package that assembles the basic coverages required by a business owner in one bundle.

Why Purchase Life Insurance

If you have a family who relies on your income, it is important to have life insurance protection.

Property and Casualty Insurance

Disability Income Insurance for Business Owners

As a business owner, a disability can create an economic hardship putting both your personal finances and business at risk.

Last-Survivor Life Insurance

Couples who want to help protect their legacy from estate taxes could consider last-survivor life insurance.

Term Life Insurance

Term life insurance differs from permanent forms of life insurance in that it offers temporary protection.

Whole Life Insurance

Some of the pros and cons of whole life insurance.

Universal Life Insurance

Consider a universal life insurance policy if you want the flexibility to change your premium or death benefit.

Variable Life Insurance

Variable life insurance gives you the control to allocate your account value among a variety of investment options.

Auto Insurance

Insurance Claims

Maximizing Your Insurance Benefits

Several factors could undermine the financial security provided by the proceeds of your life insurance policy.

Insuring Your Future

To help you choose insurance wisely, determine how much coverage and what kind of policy is best for your situation.

Protecting Your Home

Since your home is one of your greatest assets, you should make sure it is adequately protected. That's where homeowners insurance enters the picture.

Assessing Disability Income Insurance

Knowing the basics of a disability income insurance policy is a good first step toward protecting your family.

Types of Health Coverage

Additional Liability Coverage

Consider additional liability insurance to help protect you from the potentially devastating effects of liability lawsuits.

HMOs and PPOs

Evaluating Insurance Companies

Using a financially sound insurance company is an important part of ensuring your family’s financial security.

Long-Term Care Costs

The odds of needing long-term care increase as you age. Prior planning can help protect you from financial ruin.

Medicare Coverage

Medicare is the federal health insurance program for those persons age 65 and over. But what does it cover?