Our clients are diverse. They work in different industries, live in many different states around the country, and encompass a wide range of family structures and concerns. A little over half of them are in wealth accumulation mode focused on planning to make sure they are well positioned financially to support their future life goals and that they can be resilient to unexpected events. The balance of our clients are already retired and in wealth distribution mode. The transition between the two phases is significant and many different types of risk become magnified once a person prepares to draw from their portfolio. We excel at helping our clients navigate these risks and we work to turn assets into sustainable cash flow. Despite differing life phases, there are important similarities among clients that are the best fit for our team.
In our work we do a great deal to simplify client’s lives and streamline the processes and information that they need to manage and be aware of on a day to day basis. In order to accomplish this it is important that we develop a full and thorough understanding of their goals, planning assumptions, and total financial picture. Our confidence in our recommendations and advice is based on this understanding. We value clients who are willing to do the work to make sure their inputs are as accurate and comprehensive as possible. The amount of this work is greater in the beginning as we get to know one another and build the initial plan. We look for a collaborative relationship based on mutual respect and trust. Being responsive to calls, emails and requests for information is appreciated.