Professionally managed portfolios are designed to support each client in achieving her goals. Each investment portfolio includes a balance of varying asset classes to reflect the client’s specific investment objectives, tolerance for risk, and time horizon. Our investment approach includes making recommendations for appropriately managed professional portfolios that seek to optimize risk-adjusted returns. We also provide investment strategies and solutions for taxable portfolios that are designed to reduce/minimize realized capital gains and income relative to non-tax-managed portfolios.
We collaborate with our clients’ tax and legal professionals to help insure that investment decisions are made in context with their tax and estate planning needs in mind.
Our Envision® process offers clients an effective way to identify highest-priority goals and develop an investment plan designed to deliver the wealth needed to live life as desired. Instead of tracking each portfolio’s performance against a standardized index, such as the S&P 500, we monitor progress toward achieving goals based on a customized index. It includes:
- Identifying what is important and helping prioritize financial goals;
- Coordinating and integrating cohesive solutions for financial affairs including wills, mortgages, insurance, and tax strategies;
- Creating a well-balanced, diversified portfolio based on objectives, risk tolerance, and investment time horizon; and
- Monitoring results, reviewing changes in circumstances and adjusting strategy as necessary based on each situation.
When life goals change with time or as fluctuating market conditions alter the plan's results, the Envision process offers the flexibility to make adjustments as necessary.