James, am I going to be able to retire? This was the question I had with 3 different sets of clients last week. They're all very close to retiring, and they all have concerns about their ability to retire and have the life that they want. Now in all three of these scenarios, I was able to smile because I knew my answer. All three of these clients, I've known them for 10, 15, 20 years, respectively.

We've spent time building a retirement plan for each of them. I know how much money they spend each month. I know what their behavior is involving the market and how they view things, and I know we've tested their plan for this day. Now I know it's very normal for clients to get nervous, but it's also fun for me to help them along the journey and get them to a place where they feel comfortable. Now I may have more conversations with them down the road, but the plan has allowed us to have a level of confidence that I think is extremely important.

If you have questions like this about your retirement plan, there's a link in the post that you could reach out to us. Have a great evening.