Hey there James Mayer, I wanted to just have a quick discussion about when to retire.

Now most often, investment planning software is about obtaining a goal of when you can get to a certain point in time, where you can sustain that lifestyle, you would like for the rest of your life.

Now quite often, I found there is two challenges we see…

One is getting people to a place where they can retire safely. A lot of people right now especially in today’s economy and what we have been through the past couple of years, want out sooner rather than later.

Working with those people to kind of set up a plan that makes it so that they can retire safely and not have to go back to work is very important.

But today, I’ve run into a number of clients who could pull the cord today.

They have numerous questions about…

What will I do?

What will I do with my time?

I’m in my 50’s, I’m in my early 60’s, I like working and I want to continue to do it.

So retirement is just as much obtaining a financial goal as it is in find a comfort level in what kind of lifestyle and activities you are going to have and do the rest of your life.

I’ve also found even in these market turbulent times people are unsure.

People that could easily retire at this day and age are not sure about the market, not sure about their money outlasting their life, not sure about any and every risk that they can perceive or come up with in their head.

It reminds me of a quote “the cost of security is being insecure,” and what I often tell clients is the people that worry the most about retirement tend to be in the best shape and the people that don’t worry about it at all most likely don’t have a plan and aren’t set up.

Just a quick thought.

Thanks for your time.