Good evening, Sunday night. Thoughts with James Mayer? So this one is, uh, a little more personal. Uh, I try to play golf. I've tried to play golf for probably 40 years of my life and it never seems to get consistent. You know why? Because halfway through my backswing I start thinking of different and better ways to do something. I don't have a consistent takeaway. I don't have a consistent follow through. I don't have a consistent address, the ball plan every time.

Uh, I hit a golf ball. But you know what happens is sometimes I go through phases where I'm playing really well and I think I've got it figured out. And the second I think I got it figured out, golf is funny, it comes back and bites me and it looks like I've never played the game. You know what would probably help this? Taking lessons, you know, what else would help practice? I think the same is true with retirement. When the market's going up, it's one of those good phases. Everything looks on track.

When things start going bad, everything starts to look, look horrible. What you could do, get some lessons, take some practice, find a coach, find a retirement plan consultant to help you. That's my quick thought for this Sunday evening. Hopefully you all will, uh, take advantage of those thoughts and I'm going to go get some golf lessons. Take care.