Hey there, Sunday evening, quick thought with James. I had an interesting thing happen recently where I was taking my daughter to spend the night at her grandparents' house, and I'm in the big phase of saying no to everything. So, I thought I'd change my approach. She was going to spend the night, so I would say yes. So, I had to stop and get gas. I asked her, I said, hey, you want something from inside? So, she wants something to drink. So, while we're getting something to drink, she sees the lottery machine and she wants an instant lottery ticket.

So, I tried to explain to her that the lottery is very, very low chance of winning. There’s a good chance we're going to lose our money, and this is not going to be a good investment. She still thinks we're going to win millions of dollars.

So, I buy her a lottery ticket, and we go to my parents' house to drop her off and I let her, scratch off the lottery ticket. After I've given her this whole lesson about how she's going to lose her money, the lottery ticket wins $250. She is now convinced that every time we go to the store, we have to buy a lottery ticket. The reason I'm bringing this up is I think sometimes people have amazing success in the market and they think it's always going to be that way.

Our goal is financial advisors, is to help people maintain realistic expectations about the good and the bad of the market and help them build a plan for their future. Now, as far as my daughter goes, I think for a while she thinks we're always going to win at the lottery. But quick thought, thought I'd share it with you. Thanks.