Hey there, it's James Mayer. A quick Sunday night thought for you. Uh, something I think all of us have experienced is the situation that happens when you go to the grocery store and you're extremely hungry. Now, normally, uh, my wife will text me a list of things, uh, to pick up at the grocery. Normally my wife will text me a list of things to pick up at the grocery store after golf on a weekend, and I'm not a big breakfast person, so I end up picking up a lot of different things that we probably don't need.

The reason I'm bringing this up is when you make decisions based on how you are feeling, sometimes they're not always the best decisions, and I would make the same suggestion about making decisions about your retirement plan. When the stock market is going gangbusters, you might feel like you should be making more, you should be taking more risk, and when the stock market is going horrible, you should be taking less risk. That's how we can feel the point being with the retirement plan.

Just like going to the grocery store, if I would stick to the list and follow the steps, I'll get what my family needs and not a bunch of extra stuff. When dealing with retirement planning, you have a plan, a process, and you partner with someone that helps you along the way. Quick thought, have a great week.