Utilizing the DSIP List with FGP
DIVERSIFIED STOCK INCOME PLAN (DSIP): The Diversified Stock Income Plan (DSIP) is a preselected, regularly reviewed list of stocks with attractive yields, chosen because of the likelihood of the companies to consistently raise annual dividends. When looking for companies to include on the list, the “Wells Fargo Advisors Advisory Services Group” goal is to find stocks with attractive current yields that are likely to result in a growing stream of income over time while taking into consideration company fundamentals. The stocks on the list are categorized according to sector to facilitate construction of a well-diversified portfolio across various sectors.
With a package of such stocks, we are seeking a relatively lower risk way for conservative income and growth-oriented equity investors to potentially keep up with the rising cost of living. As each Fundamental Choice program account is individually managed, construction and ongoing management of portfolios may vary from those discussed in this Philosophy Statement. Past performance is not indicative of future results, and there is no assurance that any investment strategy will be successful. The Fundamental Choice program may not be suitable for all investors. Please carefully review the Wells Fargo Advisors advisory disclosure document for a full description of our services. The minimum account size for this program is $50,000.
FLEXIBLE GROWTH PORTFOLIOS (FGP): Because the markets are constantly changing… FGP is FLEXIBLE and changes with them. The stocks owned with FGP are from the DSIP List and are diversified over most, if not all, of the eleven sectors in the financial markets. The companies have the potential for raising their dividends. And each stock can be replaced with another because it may have been removed from the DSIP List… Or because it may be less attractive based upon either its PEER Rankings or Price Targets.
To accommodate the needs of various investors, FGP presently has four portfolio allocations with different levels of equity exposure. The percentage invested in these stocks is based on the allocation selected. The BALANCED Allocation is the most conservative with the least amount invested in stocks. The MODERATE and GROWTH allocations have more invested in stocks and the AGGRESSIVE allocation is considered fully invested for investors who are less concerned with the volatility of their portfolio.
For investors who don’t want to be fully invested in stocks, three of the allocations have a portion of the portfolio invested in Income-Oriented areas. And each allocation has a relatively small position in Cash Alternatives. So … each of the four portfolios is managed with a SYSTEMATIC…discipline, process and methodology.