Our Advisory Process

DOBBS WEALTH MANAGEMENT GROUP OF WELLS FARGO ADVISORS IS A MULTI-GENERATIONAL, MULTI-DIMENSIONAL TEAM APPROACH TO PROVIDING UNBIASED STRATEGIES TO THE LIFESTYLE, FINANCIAL, AND INVESTMENT NEEDS OF OUR EXCEPTIONAL CLIENTS. FROM ITS BEGINNING, STONE WEALTH MANAGEMENT GROUP HAS ALWAYS BEEN CLIENT DRIVEN.

OUR TEAM APPROACH UTILIZES A PROCESS-ORIENTED DISCIPLINE. IN ADDRESSING YOUR DREAMS, GOALS AND PRIORITIES, WE BELIEVE THERE SHOULD BE A REASON FOR EVERYTHING WE DO; AND EVERYTHING WE DO SHOULD FIT TOGETHER IN MEETING YOUR NEEDS. IN DOING SO, WE UTILIZE AN IMPORTANT TOOL DEVELOPED BY OUR FIRM. AN INNOVATIVE PROCESS ALLOWING FOR DEEPER RELATIONSHIP BETWEEN CLIENT AND ADVISOR. WE TRUST, WITH OUR ASSISTANCE, YOU WILL ENVISION^® TOMORROW, TODAY. THE ENVISION^® PROCESS IS DESIGNED TO HELP YOU LIVE THE ONE LIFE YOU HAVE THE BEST WAY YOU CAN, WITHOUT UNDUE FINANCIAL SACRIFICE OR OVER-EXPOSURE TO RISK.

THE FIRST STEP IN ESTABLISHING ANY RELATIONSHIP IS DEFINING THE RELATIONSHIP EXPECTATIONS. THIS INVOLVES GETTING TO KNOW ONE ANOTHER. IN DOING SO, WE BUILD TRUST AND CONFIDENCE AS WE DISCUSS: THE ENVISION^® PROCESS, OUTLINE THE SERVICES WE PROVIDE, UNDERSTAND EACH OTHER’S RESPONSIBILITIES, DISCUSS HOW WE ARE COMPENSATED, AND HOW DECISIONS ARE MADE.

THE ENVISION^® PROCESS INCLUDES:

           1. DEFINING YOUR MAJOR LIFE GOALS.
           2. ASSIGNING AN ACCEPTABLE AND IDEAL VALUE TO YOUR GOALS.
           3. PRIORITIZING YOUR GOALS.
           4. DEVELOPING "IN BALANCE" TARGETED RECOMMENDATIONS.
           5. IMPLEMENTING YOUR RECOMMENDED ASSET ALLOCATION.
           6.  MANAGING YOUR PROGRESS.
           7. BEING OPEN TO NEW GOALS, AND THE RE-PRIORITIZING OF GOALS.

STEP 2: THE RELATIONSHIP CONTINUES WITH THE GATHERING OF INFORMATION. REGARDLESS OF HOW YOUR WEALTH ACCUMULATED, HAVING A CLEAR UNDERSTANDING OF WHERE YOU ARE NOW AND HOW YOU WANT TO USE YOUR WEALTH IS OF UTMOST IMPORTANCE.

This includes, but is not limited to:

           1. YOUR RISK TOLERANCE
           2. YOUR EDUCATION GOALS FOR YOU/YOUR FAMILY
           3. YOUR SACRIFICES AND SAVINGS
           4. YOUR INSURANCE NEEDS
           5. YOUR DREAMS AND MAJOR PURCHASES
           6. YOUR RETIREMENT AGE
           7. YOUR RETIREMENT INCOME
           8. YOUR ESTATE AND LEGACY, AND
           9. WHATEVER ELSE YOU DEEM IMPORTANT IN YOUR LIFE.

THE WAY YOU PRIORITIZE THESE AND OTHER GOALS IS IMPORTANT TO THE ENVISION^® PROCESS. WE START WITH YOUR LIFE, AND PLAN YOUR MONEY AROUND IT.

STEP 3: FINALLY, WE IMPLEMENT THE ENVISION^® PLAN, BRINGING TOGETHER ALL YOUR ASSETS AND LIABILITIES INTO A NON-EMOTIONAL, HIGHLY DISCIPLINED PROCESS WITH UNBIASED STRATEGIES.

AT DOBBS WEALTH MANAGEMENT GROUP, OUR GOAL IS SIMPLE: TO MEET OR EXCEED YOUR EXPECTATIONS. UNBIASED STRATEGIES AND CUSTOMER SERVICE ARE OUR BUSINESS AND PASSION. PLEASE LET US KNOW HOW WE MAY BE OF FURTHER ASSISTANCE.
WELLS FARGO ADVISORS IS NOT A LEGAL OR TAX ADVISOR.