With You...throughout the planning process

Our process begins with you. The goal is to engage you in the process of planning. It starts with a conversation.

Step 1

1) Getting to Know Each Other

Our first meeting has a simple agenda:  we get to know each other and determine if there is a good fit. There’s no paperwork involved. We learn about you and your personal situation and discuss your concerns and your goals for the future. We share information about our team, our process-oriented discipline and answer any of your questions.  

Our goal is to gain your trust and confidence so we can help you plan for and achieve your future hopes and dreams.

step 2

2) Data Gathering

During the next meeting, we begin gathering the information and details of your current financial situation. We start with your life and plan your money around it. Our comprehensive evaluation includes understanding your:

  • Asset allocation requirements
  • Risk tolerance
  • Dreams and priorities
  • Retirement goals
  • Estate and tax-efficient planning strategies
Step 3

3) Implementation

Next, we present our recommendations.  Combining Wells Fargo Advisors’ Envision® planning technology with our planning expertise, we provide you with an assessment of your complete financial picture.

Your Envision plan documents your goals and monitors your progress toward reaching them. 
Step 4

4) Monitor & Review

Planning is not a one-time event. It’s an ongoing process. We meet with you to review and adjust your plan, so it stays up to date and in sync with your changing life.

If your goals or financial circumstances change, or the markets fluctuate, it’s easy to update your Envision plan and measure the impact on reaching your goals. By tracking your ongoing investment results against your Envision “Target Zone,” you’ll always be able to easily answer the question, “How am I doing?”

IMPORTANT: The projections or other information generated by Envision® regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actual investment results and are not guarantees of future results. Results may vary with each use and over time.

Envision® methodology: Based on accepted statistical methods, the Envision tool uses a simulation model to test your Ideal, Acceptable and Recommended Investment Plans. The simulation model uses assumptions about inflation, financial market returns and the relationships among these variables. These assumptions were derived from analysis of historical data. Using Monte Carlo simulation, the Envision tool simulates 1,000 different potential outcomes over a lifetime of investing varying historical risk, return, and correlation amongst the assets. Some of these scenarios will assume strong financial market returns, similar to the best periods of history for investors. Others will be similar to the worst periods in investing history. Most scenarios will fall somewhere in between. Elements of the Envision presentations and simulation results are under license from Wealthcare Capital Management LLC. © 2003-2019 Weathcare Capital Management LLC. All Rights Reserved. Wealthcare Capital Management LLC is a separate entity and is not directly affiliated with Wells Fargo Advisors.