| We believe that the key to a long-term, successful partnership between advisor and client starts by laying a solid foundation for your financial plan. Our best tool to laying this foundation is our Envision® planning process. We begin by engaging in a deep discussion to understand your unique goals, wishes, and challenges. From there, we can determine the most appropriate path forward to pursue your goals. Our process offers you effective options to develop an investment plan designed around your highest-priority goals. We don’t track your portfolio against a standardized index, such as the S&P 500, but we monitor your progress toward achieving your unique goals within your target zone. The mission of our Envision process is to give you peace of mind when it comes to your financial plan. No matter what your end goals are, we’d love nothing more than to see you pursue your passions and fulfill your objectives. |
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Diversification is an investment method used to help manage risk. It does not guarantee investment returns or eliminate risk of loss including in a declining market.
IMPORTANT: The projections or other information generated by Envision regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actual investment results and are not guarantees of future results. Results may vary with each use and over time.
Envision® methodology: Based on accepted statistical methods, the Envision tool uses a simulation model to test your Ideal, Acceptable and Recommended Investment Plans. The simulation model uses assumptions about inflation, financial market returns and the relationships among these variables. These assumptions were derived from analysis of historical data. Using Monte Carlo simulation, the Envision tool simulates 1,000 different potential outcomes over a lifetime of investing varying historical risk, return, and correlation amongst the assets. Some of these scenarios will assume strong financial market returns, similar to the best periods of history for investors. Others will be similar to the worst periods in investing history. Most scenarios will fall somewhere in between. Elements of the Envision presentations and simulation results are under license from Wealthcare Capital Management LLC. © 2003-2019 Wealthcare Capital Management LLC. All Rights Reserved. Wealthcare Capital Management LLC is a separate entity and is not directly affiliated with Wells Fargo Advisors.