Our process is plan driven. First, we get to know you and what you aim to accomplish. Second, we analyze what we learned about you and develop recommendations that are consistent with your values. Third, we present our solutions to you and implement them if we all agree on proceeding. And finally, we regularly consult with you to update and revise strategies as needed.
While every client’s financial goals are unique, our team holds ourselves to a high standard to ensure every client is presented with the same opportunities while determining what constitutes their investment plan.
Based on your goals and desired outcomes, we work to ensure you have income for what you want throughout your life. We will also determine the optimal mix of potential risk and return on your investments which aligns with your long-term plan, with the goal of keeping you confident during periods of uncertainty and stress.
There are many milestones throughout life, from the expected (retirement, college, weddings, vacations, buying a second home) to the unexpected (long-term care or assistance, or events such as disability or death). While we cannot control the future, our hope is that we can stress test your plan to account for possible future life events.
Whether you are working with retirement plans from former employers, inheritances, or lump-sums from selling houses, properties, or other assets, you are bound to accumulate investments throughout your life. We will work with you to ensure your assets are channeled the direction you want them to be channeled.
As we work on your investment plan, we will review any of your existing debt for opportunities to reduce interest expense. Then, we can review solutions with you which provide cash for significant expenses – without disrupting your investments.
We aim to establish long-term relationships with every client, which includes setting plans for wealth transfer to your intended beneficiaries. We can help with this process, including verifying proper ownership and titling of accounts and proper beneficiary designations. We will also get to know and work together with your team of financial power of attorneys and executors/executrix or successor trustees.
We believe in an open dialogue of communication. Just as we contact you with proposed plan changes, we expect you to keep us updated as life events and changes happen for you. This ensures that we can work together and assess what adjustments need to be made to your plan as needed.