We start with your life and plan your investments around your needs.

Planning Process

We work side-by-side with you and through a series of personal conversations, we uncover your goals and priorities. Our process includes:

1) Starting the Conversation

During our initial meeting, we get to know about you and your needs. We introduce our investment planning process and then, together, decide if it makes sense for us to work together.

2) Learning About Your Goals

We take a collaborative approach and through a series of conversations, uncover the details of your financial situation. We discuss your long-term and short-term goals and priorities, sources of retirement income, investments, cash flow needs, as well as your current estate and legacy, family security, tax, and philanthropic strategies. This thorough discovery allows us to help create a personalized plan for you.

3) Designing Your Plan

Next, employing our unique Envision® planning tool, we define a strategic asset allocation and your investment strategy. This input helps us build your investment portfolio around your real-life goals, dreams, and needs. Your portfolio is customized for you and managed to help minimize risk seeking long-term growth of capital in a diversified portfolio of cash, bonds, stocks and exchange-traded funds.

4) Implementing Your Plan

Because your plan may cover many different areas and multiple generations of family members, we coordinate with your other professional advisors including estate, tax and insurance.


5) Tracking Your Progress

We regularly measure your progress and meet with you to help stay on track by reviewing performance and investment allocations then making adjustments to your plan whenever necessary.