Take the first step toward the retirement lifestyle you’ve imagined.

Retirement Planning


What is your vision for retirement? Traveling, volunteering, following your passion to a new career or enjoying more time with your friends and family?

Having a vision for your future is our starting point as we help organize and coordinate all aspects of your retirement planning. Regardless of where you are in the process, we take a collaborative approach and work with you to create specific strategies to address each area of your plan.

As your needs change, we are available to answer your questions, provide trusted advice and act as a sounding board to help you make financial decisions for you and your family.

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Areas that we help you plan for retirement include:

Your investment plan

  • Assess your risk tolerance
  • Rebalance or reposition assets as needed

Retirement assets and company benefits

  • Retirement plan investments
  • Stock option grants or restricted stock


Retirement Income

  • Consolidating income sources: Social Security, pensions, investments, earnings, etc.
  • Investment allocations and ongoing adjustments


Personal risk

  • Adequate insurance protection
  • Management plan for incapacity/disability

Next phase planning

  • Understanding your Social Security options
  • Estate strategies in case a spouse dies

Cash flow/cash reserve

  • Budgeting
  • Emergency funds

Minimizing taxes on investments

  • Identify tax-efficient portfolio strategies
  • Manage capital gains, losses and alternative minimum tax (AMT) exposure

Charitable and community giving

  • Select suitable charitable techniques
  • Strategies for fulfilling philanthropic goals

For life changes

  • Financial advice and decision-making guidance
  • Planning to help achieve new goals

 
Insurance products are offered through non bank insurance agency affiliates of Wells Fargo & Company and are underwritten by unaffiliated insurance companies.