How We Work

Investment Philosophy

While investors often share many preferences, we see each investor as being unique in some way. Understanding and making decisions based on your unique parameters is vital to your success and thereby the success of our relationship. The commitment we make to every client is to take the time to understand who you are as an investor. With that as a starting point, we strive to build and implement strategies designed to suit your particular needs. We place special emphasis on providing clients with a knowledge base from which to form reasonable expectations in making the trade off between risk and return. This trade off is at the heart of most, if not all, financial decisions.

Investment Consulting Process

The basis for successful investing lies in understanding client goals, objectives, risk tolerance levels, and return expectations. The best method of determining what those goals are is the investment planning process. The following process is designed to define and meet specific client goals.

Step 1:  Determine Financial Objectives

The investment process begins with a comprehensive understanding of your present financial resources, liabilities, and objectives (both short and long term), as well as the level of risk at which you are comfortable.

Step 2:  Develop Investment Plan

We select the most suitable investment products (i.e., stocks, bond, money manager, etc.) based on your goals and objectives, while considering risk tolerance, time horizon, and tax considerations.

Step 3:  Implementation

It is imperative that you understand and are comfortable with all aspects of the investment plan. We will then move forward with implementation and make specific recommendations as opportunities present themselves.

Step 4:  Performance Review

The final step of the process is a periodic review of the plan, by phone or in person, to reconfirm the suitability of the recommendations in accordance with your original goals.

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