Misha Stetsun, CFP, CRC

As a Financial Advisor I help clients to identify and prioritize their individual and family goals, evaluate existing and future resources and develop a financial strategy that is designed to help them to reach those goals in a tax/cost efficient manner while mitigating risks. On a quantitative side, in my opinion, any investment plan is based on four areas of a particular financial situation: assets and liabilities, present and future cash flow and budgeting, current investment strategy and insurance coverage. I earned a degree in Finance and also the CERTIFIED FINANCIAL PLANNER professional certification from the Certified Financial Planner Board of Standards, Inc. (CFP Board). It's my job to get to know my prospective clients personally, as well as financially. During the initial meeting I'd like to tell you about myself and my family and how I run my practice. I'd like you to familiarize yourself with me on both the professional and personal levels to see if I am the right person to be trusted with your financial affairs going forward. I am not a theorist - I am a practitioner. Having a family of five, I know how important it is to have a healthy income statement. Having three children, I know that their education funding goal should be separate from my individual retirement goal. Being in a higher tax bracket, it's very important for me to invest in the tax-efficient vehicles. And finally: being a breadwinner in the family I am insured for the unforeseen. I am a Staff Sergeant with US Army Reserve Civil Affairs Command and in my spare time I lead, coach and develop a team of soldiers under me. Wells Fargo Advisors does not provide legal or tax advice.