The world is less certain, and the financial markets more complex, than at any time I can remember.  My role is to help my clients identify and understand the choices available to them, so they make the best possible decisions for themselves and their families.

My tools include over forty years of consulting experience, and the resources of one of the world's leading financial services firms.  They combine to provide my clients with comprehensive guidance in the areas of personal and business planning, asset and liability management, and risk reduction strategies. 

My approach is patient, cautious and thorough.  My role is to be the first-call resource for the families and organizations that have entrusted me with helping to guide them through their financial future.

I received my bachelor’s degree from the University of California, Berkeley, and my law degree from the University of San Francisco.  I spent a brief period in the Audit & Finance Department of Chevron USA, before joining EF Hutton & Company, a predecessor of today's Morgan Stanley Wealth Management, where I served as Associate Director for Financial Planning & Retirement Services. 

In that capacity, I helped train the firm’s Financial Advisors, and helped them deliver financial and retirement planning services to their clients.  I spent almost twenty-six years with that firm before joining Wells Fargo Advisors.

During my years in our industry, I have lectured at the University of California, Berkeley, and to business and professional organizations including the California Bankers Association, the California Society of Certified Public Accountants, and the California Bar Association.  

My practice focuses exclusively on investment planning and wealth management. I am a member of the Contra Costa County Bar Association, but do not practice law or accountancy. I currently serve on the board of the Bar Association's Business Law Section and served for several years on the Board of Editors of the Bar Association’s magazine, Contra Costa Lawyer.   I regularly attend continuing education events with the Bar Association and CPA Society to better understand issues that may affect our clients, and to coordinate my efforts more effectively with our clients' other professional advisors.

I have served as a member of a Congressional Advisory Panel for the Joint Economic Committee of the United States House of Representatives. I have served as a member of the Executive Board of the California Society of CPAs Financial Planning & Retirement Services Program and worked with a similar program sponsored by the California Medical Association.  I am also a member of the National Association for Business Economics – the largest international association of applied economists, strategists, academics, and policy makers.

My wife and I met when we were in high school and have been married for over forty years.  We live in San Ramon, CA where we share our home with a very spoiled Hungarian Vizsla named Riley. We have three grown children and six grandchildren, so we frequently travel to exotic destinations like Tulsa, Oklahoma, Dripping Spring, Texas, and Orinda, California to visit them.

The trust and confidence our clients place in us are a privilege and a responsibility that I take very seriously, and for which I am profoundly grateful.  I welcome the opportunity to show you what we do.

 
CA Resident Insurance License Number: 0A79397