Ralph Saunders, AAMS, CFP

As a financial professional for over 25 years, Ralph offers clients a combination of knowledge, dedication, and service. His experience enables him to work closely with clients through market fluctuations and help them stay focused on their long-term goals. Ralph's areas of focus include retirement income planning, investment planning, investment tax strategies, and college education planning. The cornerstone of Ralph's investment philosophy is to knowhis client. Gathering information, listening carefully, and understanding that each client has unique circumstances is his foundation for fulfilling client expectations and developing a customized investmentstrategy to fit each client's needs. Ralph earned his bachelor's degree in economics from Radford University, and he spent some of his senior year abroad at the University of Antwerp in Belgium. He obtained both the Accredited Asset Management SpecialistSM (AAMS®) designation and is CERTIFIED FINANCIAL PLANNER™ practitioner from the College for Financial Planning and Virginia Commonwealth University. Ralph holds his NASD Series 7, 8, 24, 63, and 65 securities registrations. Over the years Ralph has been dedicated to serving his community, Ralph's a former substitute teaching leader for Bible Study Fellowship in Richmond. He has also served as a director on Crestwood Foundation and chairman of Communities in Schools of Chesterfield. A native of Virginia, he resides in Midlothian with his wife, Betsy, and their two children, Roseanna, and Noah.