It's What You Keep That Counts

The basic tenet in investing understands that you have to assume risk to earn a potential reward. The more risk you assume the greater the possible reward. Anytime we can earn a reward while minimizing any unnecessary risk we jump at the opportunity. One such way is to increase the tax and fee efficiency of a portfolio.

If we can help minimize the taxes and fees that our clients pay, we have increased the potential reward. As we structure our portfolios, one of our key drivers is minimizing the tax and fee impact of any proposed strategies. Obviously, less is more.

Strategies we regularly employ are:

Tax Loss Harvesting
Passive vs. Active Management
Low Turnover Money Managers
Avoid Unnecessary Realization of Capital Gains
Tax Lot Efficiency