Comprehensive Planning

Trusted advice to put your plan in place and help keep you on track.

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We know a well-defined process is the cornerstone of successful planning.
Our work is based on process – never product. At the foundation of the client’s relationship with our team is a comprehensive, integrated investment plan that can be updated as necessary. We believe that a well thought out investment plan should serve as the foundation of our long-term relationship. Combining goal-based advice with sophisticated statistical modeling, the Envision® process helps us create an effective, easy to understand, investment plan tailored just for you.

We create this personalized plan by guiding you through a disciplined process that includes a detailed discussion of goals and objectives, taking inventory of current assets and liabilities, analyzing the existing investment portfolio and investment objectives, and developing a thorough assessment of risks and exposures.

Professionally managed portfolios are designed to support each client in achieving their goals. Each investment portfolio includes a balance of varying asset classes to reflect the client’s specific investment objectives, tolerance for risk, and time horizon. Our investment approach includes making recommendations for appropriately managed professional portfolios that seek to optimize risk-adjusted returns.
We know taxes matter.
We also provide investment strategies and solutions specifically designed for taxable portfolios. These strategies and solutions are intended to reduce realized capital gains and income relative to non-tax-managed portfolios. Additionally, we collaborate with our clients’ tax and legal professionals to help insure investment decisions are made in context with their tax and estate planning needs in mind.




Wells Fargo Advisors and its affiliates do not provide legal or tax advice.  Any estate plan should be reviewed by an attorney who specialized in estate planning and is licensed to practice law in your state.

IMPORTANT: The projections or other information generated by Envision regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actual investment results and are not guarantees of future results. Results may vary with each use and over time.

Envision® methodology: Based on accepted statistical methods, the Envision tool uses a simulation model to test your Ideal, Acceptable and Recommended Investment Plans. The simulation model uses assumptions about inflation, financial market returns and the relationships among these variables. These assumptions were derived from analysis of historical data. Using Monte Carlo simulation, the Envision tool simulates 1,000 different potential outcomes over a lifetime of investing varying historical risk, return, and correlation amongst the assets. Some of these scenarios will assume strong financial market returns, similar to the best periods of history for investors. Others will be similar to the worst periods in investing history. Most scenarios will fall somewhere in between.