We serve high-net-worth individuals and families with a wide range of complex wealth management needs. We work with our clients to help them achieve their goals, following through on our promise to develop a comprehensive plan based around each client’s unique circumstances.
Multi-Generational Families
We strive to ensure all generations of your family can better understand the challenges of investment planning and properly managing wealth. As a service-oriented team, we want all our clients to have clarity and confidence around their plans for responsible stewardship of family wealth.Life transitions and key life events often come with distinct hopes or concerns about what the future may hold. By helping families recognize and anticipate these future life events, our team strives to help reduce anxiety and prepare everyone for what lies ahead. And as life changes, we update and adjust investment plans accordingly.
Retirees
If you’re changing jobs or retiring, you’ll need to decide what to do with assets in your 401(k) or other qualified employer-sponsored retirement plan (QRP). These savings can represent a significant portion of your retirement income, so it’s important you carefully evaluate your options.We can help educate you on all your options, so you can decide what plans make the most sense for your specific situation – whether you want to roll your assets into an Individual Retirement Account (IRA), leave your funds in your former employer’s retirement plan, move your savings, or withdraw your savings.
Planning for retirement is not a “one and done” kind of activity. A good plan should be checked regularly and adjusted, as necessary. We will periodically meet with you to review your plans, your current circumstances, and your portfolio, collaborating to discuss your choices and what works for you.
Wells Fargo Advisors does not provide tax or legal advice. Please consult with your tax and legal advisors to determine how this information may impact your own situation.
When considering rolling over assets from an employer plan to an IRA, factors that should be considered and compared between the employer plan and the IRA include fees and expenses, services offered, investment options, when penalty free distributions are available, treatment of employer stock, when required minimum distributions begin, protection of assets from creditors, and bankruptcy. Investing and maintaining assets in an IRA will generally involve higher costs than those associated with employer-sponsored retirement plans. You should consult with the plan administrator and a professional tax advisor before making any decisions regarding your retirement assets. Withdrawals are subject to ordinary income tax and may be subject to a federal 10% penalty if taken prior to age 59 1/2.
When considering rolling over assets from an employer plan to an IRA, factors that should be considered and compared between the employer plan and the IRA include fees and expenses, services offered, investment options, when penalty free distributions are available, treatment of employer stock, when required minimum distributions begin, protection of assets from creditors, and bankruptcy. Investing and maintaining assets in an IRA will generally involve higher costs than those associated with employer-sponsored retirement plans. You should consult with the plan administrator and a professional tax advisor before making any decisions regarding your retirement assets. Withdrawals are subject to ordinary income tax and may be subject to a federal 10% penalty if taken prior to age 59 1/2.