79% of Americans agree they would benefit fromhaving basic financial education and information. Source: The 2018 Consumer Financial Literacy Survey, The National Foundation for Credit Counseling
Welcome to our research center! We've put together a library of information on important financial topics that we believe you'll find helpful.
Simply click on one of the general financial topics below and you'll find a selection of easy-to-understand information sheets about related financial concepts and strategies. This information is updated regularly to reflect the latest facts, figures, legislation, and economic trends.
Life Insurance for Business Owners
Company-owned life insurance is one way to help protect a business from financial problems caused by the death of a key employee.
Split-Dollar Life Insurance
Split-dollar life insurance is an arrangement to purchase and fund life insurance between two parties.
Business Owner Policies
A business owner policy is an insurance package that assembles the basic coverages required by a business owner in one bundle.
Why Purchase Life Insurance
If you have a family who relies on your income, it is important to have life insurance protection.
Property and Casualty Insurance
Disability Income Insurance for Business Owners
As a business owner, a disability can create an economic hardship putting both your personal finances and business at risk.
Assessing Disability Income Insurance
Knowing the basics of a disability income insurance policy is a good first step toward protecting your family.
HMOs and PPOs
Medicare is the federal health insurance program for those persons age 65 and over. But what does it cover?
If you do not participate in an employer-sponsored retirement plan, you might consider a traditional IRA.
Qualified Roth IRA distributions in retirement are free of federal income tax and aren’t included in gross income.
There are a variety of retirement planning options that could help meet your needs. Here are some of the most popular.
Self-Employed Retirement Plans
Tax-deferred retirement plans for self-employed individuals have higher contribution limits than IRAs.
Estates & Trusts
The probate process can be lengthy and complex. There are strategies you can use to help avoid the probate process.
Paying Estate Taxes
If you believe your estate will be subject to estate taxes, consider how your heirs will pay the bill.
Charitable Remainder Trusts
A designated income beneficiary could receive payment of a specified amount from a charitable remainder trust.
Sole ownership, joint tenancy, tenancy in common, and community property have special benefits for property owners.