Comprehensive Services - Sophisticated strategies and a personalized planning approach.


Our team’s extensive knowledge across many areas of investment management allows us to offer a wide variety of services and investment options. Using sophisticated strategies and a personalized planning approach, our team is there to help you grow, protect, manage and transition wealth.

Financial Overview

Clarify values, goals and objectives

Assemble financial statements

Identify immediate financial priorities

 

Wealth Planning

Define an ideal and acceptable lifestyle

Identify sources of income

Work to optimize spending and saving priorities

Develop and implement Envision® plan

 

Retirement Income Planning

Design tax efficient streams of income

Recommend spending strategies

Administer required minimum distributions

Identify Social Security and Medicare strategies

Insurance and Asset Protection**

Review and analyze needs and policies

Access life insurance and long-term care insurance

 

Legacy Planning and Philanthropy

Review beneficiary and account titling

Implement estate and wealth transfer strategies

Establish philanthropic and gifting techniques

Investment Management

Review portfolio holdings

Implement custom strategies

Employ cash flow strategies


 

Liability Management*

Through our Wells Fargo affiliates, you have access to lending products, including:

Securities based financing

Residential mortgages

Home equity financing

Business financing

Credit cards


 

Retirement Plans and Company Benefit Coordination

Analyze and coordinate retirement plan assets

Review executive stock compensation strategies

Works to optimize corporate benefits



Coordination with CPA and Attorney***

Coordinate collaborative advisory meetings

Review of legacy documents and tax returns

Implement tax-efficient investing strategies


 

Family Meetings

Coordinate discussions across multiple generations

Provide sound guidance to help instill values and good stewardship

Structure trusts to set guidelines for passing wealth to next generation

Wells Fargo Advisors and its affiliates do not provide legal or tax advice. Any estate plan should be reviewed by an attorney who specializes in estate planning and is licensed to practice law in your state. Insurance products are offered through nonbank insurance agency affiliates of Wells Fargo & Company and are underwritten by unaffiliated insurance companies.

* Lending and other banking services available through Wells Fargo Advisors (NMLS UI 2234) are offered by banking and non-banking subsidiaries of Wells Fargo & Company, including, but not limited to Wells Fargo Bank, N.A. (NMLSR ID 399801), Member FDIC, and Wells Fargo Home Mortgage, a division of Wells Fargo Bank, N.A. Certain restrictions apply. Programs, rates, terms, and conditions are subject to change without advance notice. Products are not available in all states. Wells Fargo Advisors is licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act and the Arizona Department of Financial Institutions (NMLS ID 0906158). Wells Fargo Clearing Services, LLC, holds a residential mortgage broker license in Georgia and is licensed as a residential mortgage broker (license number MB2234) in Massachusetts. AAA Equal Housing Icon _1_.jpg

**Insurance products are offered through nonbank insurance agency affiliates of Wells Fargo & Company and are underwritten by unaffiliated insurance companies.

***Wells Fargo Advisors is not a legal or tax advisors. Trust services available through banking and trust affiliates in addition to nonaffiliated companies of Wells Fargo Advisors Financial Network. Any estate plan should be prepared and reviewed by an attorney who specializes in estate planning and is licensed to practice law in your state.

****Envision® methodology: Based on accepted statistical methods, the Envision tool uses a simulation model to test your Ideal, Acceptable and Recommended Investment Plans. The simulation model uses assumptions about inflation, financial market returns and the relationships among these variables. These assumptions were derived from analysis of historical data. Using Monte Carlo simulation, the Envision tool simulates 1,000 different potential outcomes over a lifetime of investing varying historical risk, return, and correlation amongst the assets. Some of these scenarios will assume strong financial market returns, similar to the best periods of history for investors. Others will be similar to the worst periods in investing history. Most scenarios will fall somewhere in between. Elements of the Envision presentations and simulation results are under license from Wealthcare Capital Management LLC. © 2003-2021 Wealthcare Capital Management LLC. All Rights Reserved. Wealthcare Capital Management LLC is a separate entity and is not directly affiliated with Wells Fargo Advisors.