Wealth and Retirement Planning

Wealth and retirement planning is what we do every day. People are living longer now, so it’s important to prepare for a longer retirement – possibly 30 years or more. Building a plan is more than simply deciding when you can stop working. True planning requires a more in-depth process. We begin by gaining an understanding of your values. Then we consider your lifestyle, your resources and a host of other factors that are crucial to achieving financial independence.

Do you want to travel, pursue an active lifestyle, enjoy a quiet life at home or move to a Life Plan Community?  Maybe you’ll take up a second career or start a new business after an early retirement. We will take you through a step-by-step process, and will work towards maximizing your assets, such as calculating different scenarios for your Social Security.

Everyone has a different view of their financial future. Some simply want to feel more confident that they won’t outlive their money. Others want to pursue true dream goals – without sacrificing long-term security or legacy strategies.   At Twin River Wealth Management, we adhere to an in-depth process to understand your goals and the multifaceted pieces of your financial life. Then we incorporate that knowledge into a customized investment plan. 

Phase 1: Discovery and Consultation

The more we know, the more we can help. From legal documents to asset statements – including assets outside of our supervision – we will present a complete picture of your financial condition.

  • Prepare balance sheet of assets and liabilities
  • Review current and expected income expenses
  • Gather and analyze insurance information

Phase 2: Assessment and Development

Information leads to insight – and to action. With a well-defined summary of your financial position – and an understanding of your goals and objectives – we can chart a course for an informed investment strategy.

  • Address immediate and long-term financial requirements
  • Integrate existing compensation and retirement plan with investments
  • Account for tax implications of strategic planning

Phase 3: Asset Allocation

By understanding your unique situation, we can create a portfolio that balances your long-term goals with your day-to-day needs. It’s a common sense approach to investing.

  • Create a personalized portfolio to reflect your stated objectives in our recommended plan
  • Select individual investments based on specific goals
  • Mitigate risk through careful research, planning and allocation