Education & Insights

Links to informative planning resources

**NEW** - 2023 Wells Fargo Investment Institute - Outlook Recession, recovery and rebound

We expect U.S. and global economies to face a moderate recession through the summer in 2023 followed by a second-half recovery capable of extending into 2024. More trade-sensitive, manufacturing-oriented economies abroad are bracing for a steeper economic slowdown from interest-rate increases and market liquidity pressure potentially more serious than in the U.S. Read More

Charitable giving strategies

Evaluating your charitable giving strategies to maximize your tax benefits is more important than ever with the continuous tax law changes. The following information discusses various charitable giving strategies and tax rules to review with your tax advisor. Read More

Estate planning strategies: 5 actions to consider now

Follow this checklist to help make wealth transfer planning a more positive experience. The estate planning process can be overwhelming, and considering what will happen when you or your spouse passes away can be uncomfortable. But getting the process underway now can help you make arrangements for your wishes to be fulfilled while avoiding any unwelcome surprises for your heirs. Read More

Protecting those you love - A guide to identifying and avoiding elder financial abuse

It’s a growing problem — and it can happen to anyone - It’s easy to understand why elderly individuals are targets for financial abuse. They may have significant assets or equity in their homes and usually have a regular source of income such as Social Security or a pension. They also may be especially vulnerable due to isolation, cognitive decline, physical disability, or other health problems. Read More

**NEW** - Tax Planning Guide for 2022

Tax planning is an important component of your overall financial plan. This guide provides an overview of items to be aware of both now and throughout the year, steps you can take to potentially defer taxes, and options to consider in light of current market volatility and interest rates. As you read through the guide, consider the following questions: Has your tax situation changed from last year?, Do you plan to do any gifting this year?, Do you have any estate planning concerns?, Do you need to make changes to your estate plan?, Are you taking advantage of current strategies to maximize your retirement income?, The guide highlights various strategies that potentially could reduce or defer taxes. Read More

2022 Mid Year Outlook - Wells Fargo Investment Institute

Global Economy - U.S. Recession risk is crossing over a probability level that makes recession our base case for the end of 2022 and into early 2023. As inflation and monetary tightening ease more perceptibly in late-2023, we expect a nascent economic recovery that markets may protect into 2024. Read More

Money matters for the college graduate 

College graduation is a milestone to celebrate and feel good about. It’s also a jumping-off point for a number of new life experiences as an adult. A permanent career is likely in your game plan, even if you’re building up your resume initially through part-time work, an internship, or work outside of your desired field. You could find yourself making choices around marriage and starting a family too. Read More

Wells Fargo Investment Institute - Portfolio guidance as Russia invades Ukraine

Russia's invasion into Ukrainian territory marks the end of the guessing game on whether an invasion would occur, but opens a new period of uncertaintly. In the near term, we expect a negative path for global equity markets and for risk appetite more generally across capital markets. Read More

Vision Investing - Aligning Investments with Values

Once a niche corner of the investing landscape the idea of aligning personal values with investment portfolios has gone mainstrean. Inreased demand has been met wih a broad range of solutions focused on everything fromm environmental sustainability to religious beliefs. Read More

8 best practices to prepare the next generation for the family business

Preparing the next generation for family business stewardship is a process that requires intention and a clearly articulated plan. Eight best practices are recommended to help achieve business transition goals. Read More

Wells Fargo Investment Institute Market Commentary - Keep the ship on course

Remember the old investing bromide “sell in May and go away”? It didn’t work at all this year as the S&P 500 Index advanced 10% between May 1 and October 31. Anyone who exited or partially exited the stock market based on this seasonal tendency probably left some money on the table. So it sometimes can go when one tries to invest using historical calendar-based trading or trend-following methodologies. Some investors are no doubt excited that we are now at the start of what history shows can be a good stretch in equity performance that runs from November through April. But then again, past performance is no guarantee of future performance.  Read More

Wells Fargo Investment Institute Market Commentary - Stocked Shelves?

Consumers are flush with cash and their balance sheets are looking good. Supply chain disruptions will likely impact this year's holiday shopping season. We believe consumer demand should be strong while product on the shelves is potentially in short supply. Read More

Wells Fargo Investment Institute - Cryptocurrency Q&A - The basics

Cryptocurrencies originated as a new kind of currency in 2009. They are not physically minted or printed, like a dime or a $20 bill. Cryptocurrencies are digital, which means that they only exist electronically. Using them as a currency requires a digital device such as a smart phone, tablet, or computer. Read More

The changing tax landscape: How tax proposals may impact you

Carefully consider the planning implications of any potential tax changes. Any action should align with your long-term goals and objectives, and not be motivated solely by short-term tax concerns. Read More

Outlook 2021 - Wells Fargo Investment Institute - Forging a Path Forward

We anticipate uneven global growth in 2021, but strengthening over the course of the year if and when coronavirus vaccines are distributed. We expect China and the U.S. to remain on the leading edge of the global recovery throughout the year. We view global inflation’s projected rise through the end of next year more as catch-up from 2020’s pandemic-depressed rate than a fundamental change in the low-inflation environment of recent decades. Read More

Wells Fargo Investment Institute, Inc. is a registered investment adviser and wholly-owned subsidiary of Wells Fargo Bank, N.A., a bank affiliate of Wells Fargo & Company.