Investment Planning

Your investment plan is not a static projection. It is a living model that we can continue to update and adjust as life’s changing circumstances give rise to new questions and opportunities.

Are you on track for future life goals?

o   Education

o   Retirement

o   Charity

Are you saving in the most tax-efficient ways possible?

o   Retirement Plans for Small Businesses

o   401k Rollovers

o   Roth IRAs

o   529 Plans

Are your investment and estate plans properly coordinated?

o   Beneficiary Designations

o   Account Registrations

o   Life Insurance

The answers to these questions are never as simple as they seem. Moreover, some of these topics are easily overlooked, but unbelievably important when the unexpected occurs. Steve, our practice’s Managing Principal, is fond of saying, “Every client is different.” Similarly, Scott differentiates our specialty in working with individuals and families from managing investments for large financial institutions by saying, “Our advice for clients is 50% math and 50% psychology.” An advisor should help explain when the math is overwhelmingly compelling or when an individual’s peace of mind should take priority and the trade-offs involved. After all, what’s the point of sacrificing, saving, and accumulating wealth over a lifetime if we can’t sleep at night?
* Wells Fargo Advisors is not a legal or tax advisor. You should consult with your attorney, accountant, and/or estate planner before taking any action.