Putting Your Financial Future in Focus

Wolf, Metzger & Maurillo Wealth Management Group assesses your full balance sheet and offers deep expertise in crucial areas of wealth management. This includes portfolio construction and asset allocation, savings strategies, retirement income planning, education funding, tax-efficient investing strategies, protection planning and liability management.

Clarifying your goals

envision wheel.JPG

Our Envision® process offers you an effective way to identify your highest priority goals and develop an investment plan designed to help provide you with the wealth you need to help you live the one life you have in the best way you can, without undo financial sacrifice or overexposure to risk. The centerpiece of your Envision plan is a personalized benchmark called “the dot”. Instead of tracking our portfolio’s performance against a major standardized index, such as the S&P 500®, we use the dot to monitor your progress toward achieving your life and financial goals.

  • Creating a recommended scenario that will incorporate the goals you value most while potentially de-emphasizing some of your lower priority goals.
  • Creating a well-balanced, diversified investment mix based on our objectives, risk tolerance, and investment time horizon.
  • Monitoring results, reviewing changes in your circumstances and adjusting your investment strategy as necessary based on your situation.

If your life goals change with time or if fluctuating market conditions alter your plan's results, the Envision process offers the flexibility to make adjustments as necessary.

IMPORTANT: The projections or other information generated by Envision regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actual investment results and are not guarantees of future results. Results may vary with each use and over time.

Envision methodology: Based on accepted statistical methods, the Envision tool uses a simulation model to test your Ideal, Acceptable and Recommended Investment Plans. The simulation model uses assumptions about inflation, financial market returns and the relationships among these variables. These assumptions were derived from analysis of historical data. Using Monte Carlo simulation, the Envision tool simulates 1,000 different potential outcomes over a lifetime of investing varying historical risk, return and correlation amongst the assets. Some of these scenarios will assume strong financial market returns, similar to the best periods of history for investors. Others will be similar to the worst periods in investing history. Most scenarios will fall somewhere in between. Elements of the Envision presentations and simulation results are under license from Wealthcare Capital Management LLC. © 2003-20018 Wealthcare Capital Management LLC. All Rights Reserved. Wealthcare Capital Management LLC is a separate entity and is not directly affiliated with Wells Fargo Advisors.