Wolf, Metzger & Maurillo Wealth Management Group is committed to providing you with informed perspectives and tailored approaches to your needs and challenges. As your trusted advisors, we begin with a deep understanding of your ﬁnancial priorities and then apply appropriate ﬁnancial products and services designed to help optimize your wealth. Together, we can explore your needs regarding wealth planning as we work to help you build, manage, preserve, and transition your wealth.
We work with individuals and businesses to develop comprehensive strategies in many areas of investment planning:
Portfolio Design and Asset Allocation • We offer discretionary portfolio management for investors who seek the flexibility to efficiently build and maintain a customized portfolio using a diverse selection of investments. We provide active, strategic investment management and tactical portfolio rebalancing with the objective of helping you achieve specific investment goals throughout various market cycles while buffering market volatility.
Fees for advisory programs include advisory services, performance measurement, transaction costs, custody services and trading. Fees are based on the assets in the account and are assessed quarterly. There is a minimum fee per calendar quarter to maintain these types of accounts. Advisory accounts are not designed for excessively traded or inactive accounts, and may not be suitable for all investors. During periods of lower trading activity, your costs might be lower if our compensation was based on commissions. Please carefully review the Wells Fargo Advisors advisory disclosure document for a full description of our services, including fees and expenses. The minimum account size for Advisory Programs varies.
Retirement Planning • Our team can help you make the most of your retirement plans and IRAs, and determine how much you need to retire comfortably. We assist in managing all aspects of your transition from working to retirement, such as balancing the need for a predictable cash flow and your desire to leave a legacy. You also have the flexibility to adjust your plan as necessary to financially support your desired pre- and post-retirement lifestyle.
Tax Management Strategies* • While there are many different tax management strategies to consider – such as tax loss harvesting, charitable giving, exemptions, and deductions – the ideal place to start is determining the changes that are suitable for your overall portfolio. With your overall portfolio strategy and long-term objectives in full context, there are several tactics you can use to seek to minimize tax liabilities.
Our team can coordinate with your tax advisor to discuss and test various tax mitigation strategies available to you in an effort to help ensure that the strategies put in place are the most comprehensive/suitable strategies for your situation. The Wolf, Metzger & Maurillo Wealth Management Group also helps individuals and families define their charitable and philanthropic objectives and offers potential strategies to achieve those goals. As Wells Fargo Advisors Financial Advisors, we can provide access to Wells Fargo affiliate products and services such as Wealth Planning, Private Banking, Trust and Fiduciary Services, and Insurance as well as various customized and more traditional lending products.
Estate Planning Strategies* • It can be challenging when planning for the successful transfer and distribution of your assets to your family members to help ensure they are cared for, which is why our team will help you integrate your investment and estate plans.
Education Funding • We provide analysis to enable you to determine approximate costs and identify tax-advantaged funding products and services, whether a 529 Plan, an Education IRA (also known as Coverdell), a Custodial Account, or another method.
Risk Management • Insurance protection is a crucial component of a comprehensive, long-term investment plan. Because your financial future depends on a variety of uncontrollable circumstances, we provide you with access to a wide range of insurance coverages that are designed to protect your financial security by helping with unforeseen costs and losses. These include disability, life, and long-term care insurance.
Life insurance can financially safeguard your family by providing a continuation of income in the event of your death to let them maintain their current style of living and meet future goals. It can also help offset expenses that your heirs must pay at your death, thus preserving your family’s accumulated wealth. Our team will help you determine the appropriate type and amount of insurance necessary to protect you and your family from life’s uncertainties.
Insurance products are available through non-bank insurance agency affiliates of Wells Fargo & Company and underwritten by non-affiliated Insurance Companies. Not available in all states.
Employee and Executive Benefits • For business owners, we can help you attract and retain qualified employees through competitive benefit packages.
*Wells Fargo Advisors does not provide tax or legal advice. Please consult with your tax and legal advisors before taking any action that may have tax consequences.