Our investing portfolio construction process has five key steps tailored to your financial situation:
Identify the investment objective and tolerance for risk
Identify the appropriate asset allocation preferences
Investment vehicle selection
Adapt to changing market conditions
Monitoring and implementing portfolios
The impacts of tax drag can negatively affect your portfolio over time. Our team can help reduce the effects of tax drag, by implementing strategies such as tax-advantaged accounts, tax-loss harvesting and more.
In our allocation process we seek to:
Minimize potential tax-triggering events.
Account for the impact of realizing capital gains, future income/dividend and potential future terminal tax.
Avoid short-term trades and turning over long-term positions where significant capital has been accumulated.
Advisory programs are not designed for excessively traded or inactive accounts and are not appropriate for all investors. During periods of lower trading activity, your costs might be lower if our compensation were based on commissions. Please carefully review the Wells Fargo Advisors advisory disclosure document for a full description of our services, including fees and expenses. Additional fees may apply in certain circumstances. Please contact a Financial Advisor for more specific details about additional expenses that may be incurred in this type of program and for a list of eligible and excluded assets. The minimum account size varies by program.
