After graduating from the University of Hartford with a degree in mechanical engineering, Peter joined United Technologies to work on the backpacks for the astronauts and the life support systems for the space shuttle. Years later, he formed his own engineering firm.

In 1995, Peter decided to bring his fine-tuned analytical skills to the financial business as a financial advisor with Smith Barney. With his training in managing risks as an engineer, Peter was naturally attracted to developing strategies designed to hedge risk in a client’s portfolio.

Peter brought those talents to The Walton & Hitt Group of Wells Fargo Advisors in 2015. In his primary role as the manager of our all cap portfolio, his focus is in compounding long term wealth using a customized approach to generating income and reducing risk.

CA Insurance Lic #0K38870. Resident State CA.

Todd began his financial management career as a lieutenant in the Air Force. His first job was to lead the financial services department at Dover Air Force Base in Dover, Delaware. He helped to handle the payroll for over 15,000 Air Force and Department of Defense employees.

After receiving his MBA from Colorado State University and obtaining the rank of captain, he moved to Los Angeles Air Force Base in El Segundo, California where he managed a $208 million budget. Many of these funds were dedicated to supporting military satellite communications that were key to national security.

Todd left the military in 2015 and became a financial advisor with The 888 Wealth Management Group of Wells Fargo Advisors.

What he found in the military, rings true in civilian life. If you have the discipline to adhere to a plan, you can accomplish great things in life.

Todd also discovered in the military and now in the financial services business, that an efficient, hard-working team can do so much more than one individual.

His primary role is to provide clients with a customized plan. A plan is essential because it lays out the necessary steps to help reach a specific financial goal. A plan may include estate planning strategies, gifting strategies for heirs and charitable organizations, and planning for retirement with the right strategies for taking Social Security and Medicare and preparing for long-term care.

Todd enjoys planning because it gives him the opportunity to really get to know clients and what they want out of life. He also has to anticipate risk factors down the road. Every person is different, so each client is a puzzle waiting to be solved.      



CA Insurance Lic# 0K46876. Resident State CA.

Karin always had a sense for adventure. After being born in Munich, Germany and growing up there, she decided to move to the United States and seek a career in the hotel and tourism industry. She thought that would be a great way to see the world. But, then she attended the University of Texas in Dallas and studied finance.

After obtaining her Bachelor of Science Degree in Finance Administration, she decided to go into the brokerage business as a Registered Client Service Associate with Smith Barney in 2006. Six years later, she moved to RBC Wealth Management to help manage a large team of advisors.

Then in 2018, she joined The 888 Wealth Management Group of Wells Fargo Advisors in La Jolla. Her primary role as a Senior Registered Client Service Associate is to oversee all operational matters and solve client issues. Karin believes in building strong client relationships so she can help anticipate their future needs.

She holds FINRA Series 7 and Series 66 securities registrations. She is also fluent in German and English and has a basic knowledge of French and Italian.

CA  Insurance  License  #4309041.  Resident  State  CA.

Nallely Cruzado brings to the 888 Wealth Management Group of Wells Fargo Advisors a positive, cheerful attitude that can light up a room. She also brings knowledge and experience. Nallely grew up in San Diego and then attended Long Beach City College before transferring to Cal State Long Beach for degrees in Psychology and Administration of Justice.  

She started as a teller at Wells Fargo Bank in 2013 while going to school and later became a personal banker in 2015. She joined the 888 Wealth Management Group in 2019 as a Senior Client Associate in the Wells Fargo Advisors office in La Jolla.

Nallely is bi-lingual in Spanish and English. 

Her primary role on the team is to offer a thoughtful approach to each client’s individual needs and to help work closely with them until any issue is resolved.