Peter R. Mero is a Senior Vice President – Investments with more than 30 years of experience in the financial services industry, including 17 years with Wells Fargo Advisors. He brings a disciplined, analytical approach to wealth management that is deeply informed by his engineering background and decades of experience navigating complex risk environments.

After graduating from the University of Hartford with a degree in mechanical engineering, Peter began his career at United Technologies, where he worked on astronaut backpacks and life‑support systems for the space shuttle program. He later founded and operated his own engineering firm, further strengthening his analytical thinking, problem‑solving skills, and business management experience.

In 1995, Peter transitioned into the financial services industry, joining Smith Barney as a financial advisor. His background in managing complex systems naturally drew him to investment strategies focused on risk mitigation, technical analysis, and disciplined portfolio management. Over time, he developed a reputation for applying quantitative insights to the real‑world financial challenges faced by individuals and families.

Peter expanded on this experience at Morgan Stanley before joining The Walton & Hitt Group of Wells Fargo Advisors in 2015. In his role as lead portfolio manager of the 888 Wealth Management Group of Wells Fargo Advisors, he focuses on compounding long‑term wealth through a customized approach to income generation, risk reduction, and disciplined portfolio construction.

Peter values the personal side of financial advising as much as the analytical challenge and takes pride in helping clients and their families achieve clarity, confidence, and long‑term financial security.

Outside of the office, Peter enjoys sailboat racing, reading, and traveling. He was also the captain of a hockey team, reflecting his long‑standing appreciation for teamwork, discipline, and leadership.

CA Insurance Lic #0K38870. Resident State CA.

 

Todd Newell is a Financial Advisor driven by a passion for solving complex financial challenges and translating them into clear, actionable plans for his clients. He believes that effective investment planning should simplify decision-making, not complicate it—especially for individuals and families navigating wealth, legacy, and multi-generational goals.

Todd particularly values the discovery process. Understanding how clients have built their success—often through decades of disciplined work, entrepreneurial insight, or executive leadership—allows him to identify patterns that can be thoughtfully applied across client strategies. Once a client’s goals and values are clearly defined, Todd enjoys delivering data-driven recommendations supported by analytics from industry-leading investment planning software.

In an ever-changing financial landscape, what Todd finds most rewarding is helping clients uncover opportunities and risks they may never have considered—often identifying costly mistakes before they occur—through the structured 888 Wealth Management Group of Wells Fargo Advisors

Outside of work, Todd is deeply committed to family, fitness, and community. He is a Jiu Jitsu Purple Belt, an avid weightlifter, and enjoys cars and live music. Todd also coaches boys’ and girls’ youth flag football for NFL Flag and Air Attack Leagues and participates in local community initiatives, including the Kaiser Hospital Community Health and Resource Fair.

He lives with his wife, Kathy, and their three daughters—Paige, Eve, and Gwen—along with their 85-pound Doberman Pinscher, Zeke.

CA Insurance Lic# 0K46876. Resident State CA

Bob Kinslow is a Senior Vice President- Investments, with the 888 Wealth Management Group of Wells Fargo Advisors. He brings a decade of industry experience, including seven years with Wells Fargo and earlier experience in Morgan Stanley’s Financial Advisor training program. A graduate of San Diego State University with a degree in Business Finance, Bob has always been passionate about markets, math, and the strategies that drive informed investment decisions. His enthusiasm for bridging complex financial concepts with clear, actionable guidance is what motivates him daily. In 2024, he earned the Certified Investment Management Analyst (CIMA®) designation, further enhancing his analytical and portfolio management expertise.

Bob’s practice is distinguished by a disciplined, research‑driven investment philosophy. His five‑member, multi‑generational team allows clients to benefit from a broad and collaborative approach to family and generational wealth planning. He works closely with business owners and families who value transparency, strategic thinking, and a deep bench of advisory support.

Growing up playing basketball and baseball, Bob learned the importance of teamwork, competition, and strategic execution—principles he applies daily in his wealth management practice. Outside of work, he enjoys San Diego State basketball, the Padres, golf, snowboarding, and staying active. Bob lives in Bay Park with his wife, Savannah, and their two cats.

CA Insurance License # 0L48830. Resident State CA.

Karin Huber has always had a strong sense of adventure. Born and raised in Munich, Germany, she moved to the United States early in her career with the goal of pursuing opportunities in the hotel and tourism industry as a way to explore the world. Along that journey, her interests evolved, leading her to attend the University of Texas at Dallas, where she discovered a passion for finance and earned a Bachelor of Science degree in Finance.

With more than 20 years of experience in the financial services industry, Karin is committed to helping clients navigate financial decisions with clarity, confidence, and purpose. She began her career in 2006 at Smith Barney, where she developed a strong foundation in client service and brokerage operations. She later joined RBC Wealth Management, spending six years supporting and helping manage a large team of advisors, further refining her operational expertise, attention to detail, and leadership skills.

In 2018, Karin joined The 888 Wealth Management Group of Wells Fargo Advisors in La Jolla. As a Senior Registered Client Service Associate, she oversees all operational matters and plays an integral role in addressing complex client needs. Known for being highly organized and efficient, Karin excels at anticipating challenges, streamlining processes, and delivering thoughtful, timely solutions. She believes strongly in building close, long‑term client relationships in order to proactively support clients’ evolving financial, retirement, and estate planning goals.

Karin holds FINRA Series 7 and Series 66 securities registrations, as well as a California Insurance License. She is fluent in German and English and has a basic working knowledge of French and Italian, enabling her to serve a diverse client base with cultural awareness and clear communication.

Outside of the office, Karin enjoys traveling, skiing, yoga, hiking, reading, and continuing to learn foreign languages—interests that reflect her lifelong curiosity, discipline, and global perspective.

CA Insurance License #4309041. Resident State: CA

Nallely Cruzado is a Senior Client Associate with the 888 Wealth Management Group of Wells Fargo Advisors, bringing over 13 years of experience within Wells Fargo and a reputation for her positive, client‑centered approach. With a warm and cheerful attitude that instantly puts others at ease, Nallely is known for delivering thoughtful, attentive service to clients and supporting them as they work toward their financial goals.

A San Diego native, Nallely began her career with Wells Fargo Bank in 2013 as a teller while pursuing her education. She later advanced to Personal Banker in 2015 and eventually joined the Wells Fargo Advisors office in La Jolla in 2019. Her prior experience also includes work at Symitar, further strengthening her understanding of financial systems and client service.

Nallely earned her degrees in Psychology and Administration of Justice from California State University, Long Beach. Fully bilingual in English and Spanish, she is able to effectively support a diverse client base and communicate with clarity and care.

In her role today, Nallely is dedicated to helping clients navigate their needs with patience, organization, and a genuine commitment to problem‑solving.

Outside the office, Nallely loves to travel. In the past year, she has visited Mexico, Japan, and Korea, with plans to explore Belgium and Switzerland next. She is an outdoor enthusiast and the proud dog owner of Liam.