Trust Your Portfolio to a Steady Hand
When you partner with us, you’re not just getting one investment advisor – you’re getting a whole team of professionals committed to your success. We’ve navigated generations of market changes and have experience with a wide array of assets. Ballast Financial Group’s 100 years of combined experience can help you develop a plan that works for you and your family. We help you:
A portfolio isn’t just a collection of assets, it’s the main vehicle that brings you to your financial goals. We structure and manage your investments so that every feature – liquidity, diversity, and risk – better aligns with your future.
We believe that in an uncertain market, managing risk tolerance is one of the best ways to encourage stability. We help you define the risk tolerance that fits with your stage of life and hopes for the future.
Life is dynamic – our circumstances and priorities can change, and so does the economy. We remain by your side through every season, helping you review and adapt your portfolio for whatever is on the horizon.
The Right Investment Strategy for You
We partner with you to build an investment strategy that best supports your goals. There are a number of different tools we can use to implement your investment plan:
High-net-worth investors can access a wider variety of investments through a unified managed account (Personalized UMA) compared to a separately managed account. This type of account combines various asset types into a single integrated portfolio and is rebalanced on a regular schedule.
Mutual funds allow investors to own a diverse range of securities across different sectors and asset classes. Funds are managed by investment professionals and are frequently favored for their lower risk and general flexibility.
Exchange traded funds (ETFs) are large collections of stocks and bonds that can be managed as a single fund. We recommend them for their transparency and tax efficiency.
While a well-balanced portfolio won’t be overly weighted in individual stocks or bonds, they’ll likely be integrated into your asset mix. Stocks typically offer higher return potential and liquidity, while bonds tend to promote steady interest payments and minimal risks.
Where appropriate, annuities offer investors a guaranteed income stream and customizable options. They can provide tax-deferred growth and protection from market volatility, but may have higher costs and fees. Careful strategy will help determine if they’re right for you.
While not traded or managed in the same way as other assets, real estate can be an important part of your portfolio. Our team can help you navigate capital gains, tax benefits, and inflation to integrate real estate into the rest of your strategy.
Advisory programs are not designed for excessively traded or inactive accounts and are not appropriate for all investors.
Start Your Investment Journey with Us Today
Our first conversation is an investment in you, as we listen and answer your questions.
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We put our expertise to work for you, crafting the investment plan that lets you know where you stand and gets you where you want to be.
We continually review your plan and make adjustments as your life changes and your goals grow. We’ll be there to celebrate each win and help keep you on the right course.