Focus
Vinnie offers investment planning experience that includes family wealth management, liquidity event planning, tax-efficient wealth transition and protection strategies. He focuses on learning what clients value most, helping them clarify their highest-priority goals and building a well-rounded plan designed to fit their personal objectives, risk tolerance and time horizon. 

With a background as a CPA, Vinnie is well positioned to understand changing tax laws and their potential implications for his clients. In addition, he advises corporate executives and small-business owners on issues related to business succession, liquidity events, concentrated stock positions, employee stock options, retirement plan structuring and asset management.

Background and experience
Vinnie has more than 15 years of experience in the financial services industry. As a CERTIFIED FINANCIAL PLANNER® professional, Certified Exit Planning Advisor professional and Chartered Financial Consultant® designee, he brings an added level of knowledge to reviewing clients’ financial situation and recommending strategies targeted to their goals.  As a Certified Divorce Financial Analyst® professional, Vinnie is skilled at analyzing data and providing expertise on the financial issues of divorce. The role of the CDFA® professional is to assist the client and his or her attorney to understand how the decisions he or she makes today will impact the client’s financial future. 

Before joining Wells Fargo Advisors in 2014, Vinnie was a Senior Fiduciary Advisory Specialist at Wells Fargo Bank, where he worked with families to help them better understand their estate plans. Previously, he practiced as a CPA advising high-net-worth families and owners of privately held businesses on income tax and estate planning strategies and business consulting services. (He is not currently practicing as a CPA.)

Vinnie holds a bachelor’s degree in accounting from Santa Clara University and a master’s degree in business taxation from the University of Southern California.

Away from the office
A native of Los Angeles, Vinnie resides in Manhattan Beach with his sons, Giovanni and Luca. Outside the office, Vinnie loves cooking, traveling, surfing with his boys, and spending time in his community. 

Vinnie also holds a black belt in Gracie Jiu Jitsu, representing his dedication to learning self-defense techniques that he shares with his fellow students including fighters, law enforcement officers, and military personnel.

CA Insurance License: 0L72154
Resident State: CA

The use of the CDFA® designation does not permit Wells Fargo Advisors or its Financial Advisors to provide legal advice, nor is it meant to imply that the firm or its associates are acting as experts in this field.

Wells Fargo and Company and its Affiliates do not provide tax or legal advice. This communication cannot be relied upon to avoid tax penalties. Please consult your tax and legal advisors to determine how this information may apply to your own situation. Whether any planned tax result is realized by you depends on the specific facts of your own situation at the time your tax return is filed.

Focus
Kelly works with high-net-worth and ultra-high-net-worth clients and their families, helping them analyze every aspect of their financial lives. By discovering and elevating each client’s individual needs, Kelly helps build complex plans tailored around their short- and long-term goals while leveraging a team of advisors and specialists to assist with each client’s needs. As part of a review process, she tracks her clients’ plans and  meets with them to determine if any adjustments are needed to stay aligned with their goals.

She truly enjoys what she does because of her ability to listen, learn, understand, and simplify complexities for her clients. She is honored to be the gateway for their guidance, resources, and solutions. Given her 20+ years of experience at Wells Fargo, she is very knowledgeable and resourceful while helping connect her clients with the 80 different business lines within the Wells Fargo enterprise.

Kelly also works with middle-market business owners and helps advise them on issues related to business succession planning, liquidity event planning, wealth transition strategies, concentrated stock positions, and asset management.

Background and experience
Now a part of Wells Fargo Advisors where she, after over 23 years of experience working at Wells Fargo Bank, Kelly focuses on full balance sheet planning, including any potential debt or liabilities. She also can provide access to Wells Fargo affiliate products and services such as Wealth Planning, Private Banking, Trust and Fiduciary Services, and Insurance as well as various customized and more traditional lending products.

Kelly received her bachelor’s degree in international business and finance from Woodbury University.

Away from the office
Kelly lives in South Bay with her husband, Alex, and three children: Madison, Hunter, and Austin. In her free time, she enjoys traveling, cooking, and spending time with her family. Kelly was raised in Honolulu and speaks fluent Cantonese. She is the former Vice Chairman and current Emeritus Board Member of the Asian Pacific Community Fund.  

CA Insurance License: 0I77303
Resident State: CA
Lending and other banking services available through Wells Fargo Advisors (NMLS UI 2234) are offered by banking and non-banking subsidiaries of Wells Fargo & Company, including, but not limited to Wells Fargo Bank, N.A. (NMLSR ID 399801), Member FDIC, and Wells Fargo Home Mortgage, a division of Wells Fargo Bank, N.A. Certain restrictions apply. Programs, rates, terms, and conditions are subject to change without advance notice. Products are not available in all states. Wells Fargo Advisors is licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act and the Arizona Department of Financial Institutions (NMLS ID 0906158). Wells Fargo Clearing Services, LLC, holds a residential mortgage broker license in Georgia and is licensed as a residential mortgage broker (license number MB2234) in Massachusetts.  Equal Housing Lender

Wells Fargo Bank, N.A. offers various advisory and fiduciary products and services including discretionary portfolio management. Wells Fargo affiliates, including Financial Advisors of Wells Fargo Advisors, a separate non-bank affiliate, may be paid an ongoing or one-time referral fee in relation to clients referred to the bank. The bank is responsible for the day-to-day management of the account and for providing investment advice, investment management services and wealth management services to clients. The role of the Financial Advisor with respect to the Bank products and services is limited to referral and relationship management services. Some of The Private Bank experiences may be available to Clients without a relationship with Wells Fargo Bank, N.A.

Stacy joined Wells Fargo Bank, N.A. in 2009 and worked in various lines of businesses in an administrative capacity until joining the Germain DiCarlo & Wong Wealth Management team of Wells Fargo Advisors in 2022. Stacy’s can-do attitude is a great asset to the team. She works closely with her peers to ensure all administrative and operational needs are handled accurately and efficiently. She also enjoys resolving client inquiries and supporting the team’s daily operations.

Stacy earned a Bachelor of Science in Mathematics from California State University, San Marcos. Away from the office she loves spending time with her two sons and enjoys watching movies. PM-02272026-6961172.1.1