Comprehensive Services

2024 Budgeting

Using our sophisticated strategies and a personalized planning approach, we are there to help you and your family organize your financial affairs and build a plan to grow, protect, manage and transition your wealth.

Investment Planning

Portfolio Management & Risk Analysis
Asset Allocation & Diversification
Concentrated Stock Analysis
Asset Location
Investment Risk Control Strategy
Portfolio Stress-Testing

 

Retirement Planning

Retirement Goal Setting
Social Security Analysis
Business Planning
IRA Contributions & Conversions
401(k) Management & Employer-Sponsored Plans
Annuities & Pensions
RMDs & Withdrawal Strategies

 

Estate Planning Strategies

Discuss Wills
Discuss Powers of Attorney
Discuss Living Wills
Discuss Health Care Proxies
Charitable Giving
Donor Advised Funds
Trust Planning

Tax Efficient Strategies

Review of Cost Basis
Review Realized Gains
Carry Forward Losses
Tax Loss Harvesting
Deductions & Credits
Potential Roth Conversions
HSAs & FSAs



Risk Management & Insurance

Review of Existing Policies
Life Insurance Needs
Long Term Care Insurance
Disability Insurance
Discuss Health Insurance
Review Homeowners & Renters Insurance
Review Liability Coverage

 

Cash Flow & Budgeting

Cash Flow Analysis
Expenses & Budgeting
Debt Management
Planned Purchases
Emergency Savings
Securities Based Lending
Margin

 

Family Wealth Planning Services

College Savings Planning
529 College Savings Plans
Roth IRAs for Children
Gifting
Eldercare Planning
Legacy Planning
Divorce & Widowhood Services

 

Coordination with CPA & Attorney***

Coordinate collaborative meetings
Review of legacy documents and tax returns
Implement tax-efficient investing strategies

Wells Fargo Advisors and its affiliates do not provide legal or tax advice. Any estate plan should be reviewed by an attorney who specializes in estate planning and is licensed to practice law in your state. Insurance products are offered through nonbank insurance agency affiliates of Wells Fargo & Company and are underwritten by unaffiliated insurance companies.