Focus & Experience
Planning for Retirement
If you're like most people, securing a comfortable retirement is near the top of your financial priorities. Whether you're an individual seeking tax-deferred growth or a business owner wanting to offer employees an attractive benefit without jeopardizing the company's bottom line, I can help you navigate the complex choices available to you. I offer assistance with a comprehensive array of retirement plans, including IRAs, self-directed IRAs, Roth IRAs, Simplified Employee Pension (SEP) plans and Keogh plans, SIMPLE plans for small businesses, and 401(k), pension, and profit-sharing plans.
Retirement Income Planning
Believe it or not, an aspect of retirement planning often overlooked is an understanding of how much annual income likely awaits you at retirement and whether that amount matches your expectations. I can help you determine which retirement income strategies may help you reach your needs and goals - whether you hope to have access to a lifelong income stream; maintain flexibility and control of the principal; have opportunities to grow the principal or increase the income; or have enough income to last the rest of your life.
Estate Investment Planning
Proper estate planning utilizes lifetime gifts and trusts to potentially reduce your estate tax liability. I can work with you and your other professional advisors - including your CPA and attorney - to develop a strategy that is most appropriate for your circumstances. By taking steps today to review your will and estate documents with your professional advisors, you could protect your heirs from substantial delays, fees and taxes.
Comprehensive Investment Planning
Making sure your wealth continues to work in support of the goals you have established takes careful planning. Such planning is not a single event - it is a process. As your life circumstances change, so must the investment strategies I use to stay on course toward meeting your objectives. That is why I work with you, one on one, to design investment strategies targeted to your specific needs to help preserve and protect your wealth - now and for generations to come.
Wells Fargo Advisors is not a legal or tax advisor. However, we will be glad to work with you, your accountant, tax advisor and or lawyer to help you meet your financial goals.
Any estate plan should be reviewed by an attorney who specializes in estate planning and is licensed to practice law in your state.