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Creating a fully integrated, personalized investment plan

Combining goals-based advice with sophisticated statistical strategies, we use the eMoney® planning process to articulate your priorities to help achieve them in your investment portfolios. Ultimately, the eMoney process is a bespoke resource intended to help you live the one life you have the best way you can, without undue financial sacrifice or overexposure to risk.

We start with a highly detailed review of all the relevant aspects of your financial life:




  • Retirement Accounts
  • Liability Management
  • Tax Returns
  • Insurance

  • Estate Document
  • Real Asset Holdings
  • Philanthropic Commitments
  • Investment Portfolios

Upon completing this review, we:

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Consult with your other professional advisors, including attorneys, accountants, and insurance agents
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Interview you to understand your current lifestyle needs and any future retirement, legacy, or philanthropic goals
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Through eMoney, determine the investment designed to take on the least possible amount of risk and strives to provide a high probability of achieving all of your goals
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Review the plan with you and align your investment portfolios and liability management in a tax-sensitive manner to help achieve your desired level of risk and return








































We will have meetings with you on these portfolios to evaluate, rebalance, and report as needed. Changes are made as your goals and lifestyle evolve or if there is a change in the investment landscape.
 
Based on accepted statistical methods, eMoney uses a mathematical process used to implement complex statistical methods that chart the probability of certain financial outcomes at certain times in the future. This charting is accomplished by generating hundreds of possible economic scenarios that could affect the performance of your investments. Using Monte Carlo simulation this report uses up to 1000 scenarios to determine the probability of outcomes resulting from the asset allocation choices and underlying assumptions regarding rates of return and volatility of certain asset classes. Some of these scenarios will assume very favorable financial market returns, consistent with some of the best periods in investing history for investors. Some scenarios will conform to the worst periods in investing history. Most scenarios will fall somewhere in between.