61% of people say they could use a “mental reset” when it comes to thinking about money.* We can help.
*Wells Fargo 2025 Money Study
“We are dedicated to helping you meet your financial needs by developing investment strategies around your long-term goals and risk tolerance. As your life circumstances change, so must the investment strategies we use to stay on course. Our process is designed to help you live the one life you have the best way you can, without undue financial sacrifice or overexposure to risk.”
-- Jim Bannowsky
We have a two-prong methodology when it comes to investment services and wealth management. We strive to have a written plan for each client that helps guide our financial recommendations. We then select investments that are designed to accomplish the goals of the plan. Every client’s plan and investments will be unique to them.
Planning
It is difficult to make investment recommendations without knowing the client’s full financial picture. We start every relationship with a discovery meeting and getting to know the client. Then, we move through the planning process to help ensure a shared vision and long-term success.
Steps of the Wealth Planning Process:
1. Discover the client’s goals, values, and current financial situation
2. Model various market scenarios while considering the client’s priorities
2. Model various market scenarios while considering the client’s priorities
3. Propose the appropriate path forward and collaborate on execution
4. Implement the plan and work on next steps together
5. Revisit the plan often and make changes as needed
We use eMoney planning software to provide you with a sophisticated and thorough investment plan. We run thousands of simulations with your portfolio and choose the most appropriate path forward, providing you with a probability of success and confidence to move forward.
Investing
We emphasize a QDT approach when selecting investments for our clients:
Quality investments
Diversification among asset classes
Time discipline
Our group uses advisory programs and third party managers to provide clients with active management based on their investment objective and time horizon. We have a strict due diligence process that helps us fully vet investment institutions and cross-reference them with the firm’s market strategies and analyst recommendations. We always ensure a seamless fit with the client’s strategy before implementation. We review the plan in a timely manner, analyze investment performance, and provide clients with proactive updates to keep them informed.
Investment products available to our clients include equities, mutual funds, unit investment trusts, bonds, annuities, treasuries, and more.