Our ApproachKnowing how much money you’ll need is important, but that’s not the whole picture…
Living Above The LineWe believe that to become more satisfied with your life, you need a vision. What are your unique talents, passions, and priorities? How should you spend your time each day to make the most of your life?
To realize that vision, you’ll need to set and meet personal goals, financial/lifestyle goals, and goals for the people and causes which matter most to you.
To meet those goals, you should have the appropriate strategies, tools, and tactics.
Your vision and goals are what we call “above the line.”
___________________________________________________
The strategies, tactics and tools you use are “below the line.”
Too often, people spend their financial lives focusing ‘below the line’: trying to earn more money, comparing investment strategies, deciding which investments to buy and attempting to time the financial markets. They may make incremental progress, but what is really being achieved? Climbing the ladder of success only to find it can be leaning against the wrong wall can be a devastating realization.
Living above the line often requires a paradigm shift. You’ll still need to work hard – but you’ll also need to delegate strategically. You may find that it’s best to work together with your professional advisors like a financial board of directors. You supply the vision and goals. Then you delegate ‘below the line’ items, as you like. Your team can meet with you as needed to help keep you informed. And we’re on retainer when you have new ideas and want to collaborate.
Let’s Talk — Above the Line
At Bryan-Billauer-Kozo Wealth Management Group of Wells Fargo Advisors, we want to become your most valuable financial resource. We specialize in helping people live ‘above the line’. Let us know what’s important to you and we’ll show you how we can help.
Three Prongs to Bryan-Billauer-Kozo Wealth Management Group of Wells Fargo Advisors
Growth StrategiesComprehensive Investment Planning
Investment Management
Preservation StrategiesAsset Structuring
Concentrated Stock/Option Strategies
Estate Investment Planning
Protection Planning Strategies
Tax Management Strategies
ReviewProcess of Events
Design of personal Investment Policy Statement
Plan Reviews
Tactical Asset Allocation Strategies
Options involve risk and are not suitable for all investors. Before opening an option position, please
read “Characteristics and Risks of Standardized Options” carefully before investing. This document is
available from the Options Clearing Corporation: theocc.com/about/publications/character-risks.jsp