Thinking and planning multi-generationally requires a cohesive blueprint that must fulfill four distinct objectives at every step.
Here’s how we apply these principals to each of our different client types.
Here’s how we apply these principals to each of our different client types.
Connect
- Their income to strategies to help accelerate growth
- Ambitious financial goals with diversified investment opportunities
- Their desire to make an impact with gifting strategies
Direct
- Surplus cashflow towards tax-efficient investment vehicles
- Their focus on wealth preservation through market fluctuations
- Aspirations towards actionable financial milestones
Simplify
- Complex compensation structures into clear financial strategies
- Multiple investing accounts and their corresponding tax implications
- Integration of multiple income streams into their overall plan
Coordinate
- With specialized tax and legal advisors to optimize their financial possibilities
- Strategies across various accounts and entities for maximum efficiency
- Immediate financial priorities with a plan for long-term wealth accumulation
Connect
- Their nest egg to investments that generate reliable income
- Their values to their multi-generational wealth
- With legacy and trust strategies that fortify their estate
Direct
- Their wealth to closely held causes with tax-sensitive strategies
- Their final wishes regarding their wealth
- Their goals through a discipled investment plan
Simplify
- Wide-ranging fears and hopes into a unified wealth strategy
- Scattered retirement accounts into a single view
- Cashflow into a predictable and reliable structure
Coordinate
- Timing regarding Social Security and other government benefits
- Trusted outside professionals so their wealth has a unified front
- Asset performance and tax implications to keep more of what they’ve earned
Connect
- What they’ve been given to thoughtful investment strategies
- Their inheritance to more than simple material things
- New financial possibilities to their wealth’s purest potential
Direct
- Emerging emotions into a disciplined investment plan
- Recent windfalls into eliminating debt
- Uncertainty towards clarity
Simplify
- Tax implications from their inheritance
- Rules and regulations surrounding inherited retirement accounts
- Insurance needs to preserve new levels of wealth
Coordinate
- Attorneys and other professionals to address the legalities of wealth transfer
- The balance of short term wants with long term goals
- Planning for the transfer of wealth to their heirs
Connect
- Personal goals and business intentions
- Professional ambitions with corporate financing
- Their current cashflow with potential cost savings
Direct
- Retirement contributions to the most efficient investments
- Excess funds to optimize company growth or stability
- Capital in ways that help fulfill KPIs
Simplify
- Income statements, cashflow and other documents
- Concentrated wealth positions into more diverse allocations
- Transition of ownership through business sale or succession
Coordinate
- With CPAs to optimize tax deductions and credits
- Household and business finances
- Potential liabilities compared to existing insurance policies
Connect
- With a team that only works in their best interest
- Their grief to a concrete investment strategy
- Their new questions to compassionate guidance
Direct
- Their focus towards prioritizing certain financial steps
- The wealth left to them to supporting the lifestyle they’ve enjoyed
- Consideration towards their own long-term care needs
Simplify
- Investment options for the wealth they once shared
- Unfamiliar phrases like “Widow’s exemption” or “Step up in basis”
- The process of accessing spousal benefits
Coordinate
- Efforts of family members, attorneys and accountants to provide clarity
- Asset consolidation across accounts
- Income streams from pensions, life insurance, Social Security and other vehicles